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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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The Australian Government Guarantee Scheme: 2008–15

17 Mar 2016 Bulletin – March 2016
Carl Schwartz and Nicholas Tan
The Australian Government Guarantee Scheme for Large Deposits and Wholesale Funding (the Guarantee Scheme or scheme) was introduced during the global financial crisis in response to similar measures taken in other countries, and to address extreme
https://www.rba.gov.au/publications/bulletin/2016/mar/5.html

Foreign Exchange Exposures of Australian Banks

10 Aug 2000 Bulletin – August 2000
This involves the following steps:. the borrower agrees to pay interest on an $A principal at BBSW. ... The borrower will meet its obligations under the swap using cash flows generated by the $A assets.
https://www.rba.gov.au/publications/bulletin/2000/aug/2.html

Innovations in the Provision of Finance for Investor Housing

10 Dec 2002 Bulletin – December 2002
They include:. non-conforming loans: These loans are provided by specialist mortgage originators to borrowers who do not meet the banks' standard lending criteria. ... As such they reduce the need for borrowers to maintain precautionary savings in
https://www.rba.gov.au/publications/bulletin/2002/dec/1.html

September | 2021

16 Sep 2021 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2021/sep/

December | 2014

18 Dec 2014 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2014/dec/

June | 2014

19 Jun 2014 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2014/jun/

Bank Interest Rate Margins

10 May 1992 Bulletin – May 1992
For borrowers there has been a great diversity of experience with bank interest rates. ... finance. For smaller borrowers, customer margins are wider reflecting the fact that, on average, the risks are greater.
https://www.rba.gov.au/publications/bulletin/1992/may/1.html

Partial Mortgage Prepayments and Housing Credit Growth

19 Sep 2013 Bulletin – September 2013
Marc-Oliver Thurner and Alexandra Dwyer
Changes in lending rates have an important influence on the pace at which households prepay their mortgages. This has implications for housing credit growth. The effect of the fall in lending rates since October 2011 on prepayments is by itself
https://www.rba.gov.au/publications/bulletin/2013/sep/4.html

Abstract for International Activities of Australian Banks

10 Dec 2012 Bulletin – December 2012
Owen Bailey, Luke Van Uffelen and Kerry Wood
279. KB. The Australian banking system plays a significant role in intermediating funds from foreign savers to Australian borrowers.
https://www.rba.gov.au/publications/bulletin/2012/dec/bu-1212-6a.html

Syndicated Lending

10 Sep 2005 Bulletin – September 2005
and the borrower may take on the job of arranging the loan itself. ... These are undertakings given by the borrower in a loan agreement that are designed to limit the lenders' risks.
https://www.rba.gov.au/publications/bulletin/2005/sep/1.html