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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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3.3 Risk Management

19 Oct 2023 RBA Annual Report – October 2023
Risk Management | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/risk-management.html

2.1 Annual Performance Statement for 2022/23

19 Oct 2023 RBA Annual Report – October 2023
Annual Performance Statement for 2022/23 | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/annual-performance-statement.html

2.2 Operations in Financial Markets

19 Oct 2023 RBA Annual Report – October 2023
Operations in Financial Markets | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/operations-in-financial-markets.html

2.5 International Financial Cooperation

19 Oct 2023 RBA Annual Report – October 2023
International Financial Cooperation | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/international-financial-cooperation.html

The Australian Economy

24 Jul 2023 RBA Annual Report – 1975
Subsequently, borrowers typically lengthened their maximum term from 7/10 years to 15 years. ... However, borrowers were having more difficulty in filling issues and investor preference was again mainly for the shorter maturities.
https://www.rba.gov.au/publications/annual-reports/rba/1975/australian-economy.html

Main Public Statements

26 Jun 2023 RBA Annual Report – 1976
on certain individual loans to an extent which would remove all or part of the concessions they had extended to some housing borrowers in September/October 1973.
https://www.rba.gov.au/publications/annual-reports/rba/1976/main-public-statements.html

Financial Developments in Australia

26 Jun 2023 RBA Annual Report – 1976
The greater part of transfers of funds between lenders and borrowers usually occurs through financial intermediaries. ... The reduction in interest rates did not fully reflect through the range of rates charged to borrowers.
https://www.rba.gov.au/publications/annual-reports/rba/1976/fin-dev-australia.html

Economic Activity in Australia

26 Jun 2023 RBA Annual Report – 1976
Finance for housing reached record levels, although borrowers directed a higher than usual share of funds into the purchase of existing, rather than new, dwellings (see graph 10 on page 19).
https://www.rba.gov.au/publications/annual-reports/rba/1976/economic-activity-in-australia.html

Economic Management and Monetary Policy

26 Jun 2023 RBA Annual Report – 1977
However, this process of adaptation can be slow, and, at the initial stage, the controls generally result in increases in the cost of finance as the queue of borrowers lengthens.
https://www.rba.gov.au/publications/annual-reports/rba/1977/economic-management-and-monetary-policy.html

Economic Activity

26 Jun 2023 RBA Annual Report – 1977
The surplus recorded for the rest of the world (which implies that Australia was a net borrower) increased.
https://www.rba.gov.au/publications/annual-reports/rba/1977/eco-activity.html