Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
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5.2 Focus Topic: An Update on Fixed-rate Borrowers
6 Oct 2023
FSR
– October 2023
5.2 Focus Topic: An Update on Fixed-rate Borrowers | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/focus-topic-an-update-on-fixed-rate-borrowers.html
At a Glance: Financial Stability Review – October 2021
8 Oct 2021
FSR
Policy measures have supported household and business balance sheets. A much smaller share of borrowers have taken up banks' offers of loan repayment deferrals than last year. ... In Australia, most borrowers' income had recovered to exceed pre-pandemic
https://www.rba.gov.au/publications/fsr/2021/oct/
Resilience of Australian Households and Businesses
6 Oct 2023
FSR
– October 2023
Resilience of Australian Households and Businesses | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/household-business-finances-in-australia.html
At a Glance: Financial Stability Review – October 2022
7 Oct 2022
FSR
There is a small group of borrowers who could fail to meet debt payments due to low savings and high levels of debt. ... However, a small share of borrowers with lower savings and high debt are vulnerable to payment difficulties.
https://www.rba.gov.au/publications/fsr/2022/oct/
At a Glance: Financial Stability Review – April 2022
8 Apr 2022
FSR
Overall, however, borrowers' strong financial positions have resulted in very low levels of non-performing loans. ... Some borrowers will find it harder to meet debt payments due to rising inflation and the expected increases in interest rates.
https://www.rba.gov.au/publications/fsr/2022/apr/
Household and Business Finances in Australia
7 Oct 2022
FSR
– October 2022
In general, fixed-rate borrowers and investors face contractual restrictions or disincentives to make excess payments. ... However, recent borrowers are at greater risk of entering negative equity should housing prices decline significantly.
https://www.rba.gov.au/publications/fsr/2022/oct/household-business-finances-in-australia.html
Household and Business Finances in Australia
6 Apr 2023
FSR
– April 2023
Household and Business Finances in Australia | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/household-business-finances.html
Financial Conditions
6 Feb 2024
SMP
– February 2024
Financial Conditions | Statement on Monetary Policy – February 2024
https://www.rba.gov.au/publications/smp/2024/feb/financial-conditions.html
Bulletin
18 Apr 2024
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/
Box B: The Impact of Lending Standards on Loan Sizes
20 Oct 2018
FSR
– October 2018
In practice though, lenders incorporate a number of buffers and detail about the borrowers' circumstances into this calculation, so that a NIS of zero would not mean the borrower had no ... If this income falls, borrowers are then less likely to be
https://www.rba.gov.au/publications/fsr/2018/oct/box-b.html