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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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3.3 Risk Management

19 Oct 2023 RBA Annual Report – October 2023
Risk Management | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/risk-management.html

2.1 Annual Performance Statement for 2022/23

19 Oct 2023 RBA Annual Report – October 2023
Annual Performance Statement for 2022/23 | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/annual-performance-statement.html

2.2 Operations in Financial Markets

19 Oct 2023 RBA Annual Report – October 2023
Operations in Financial Markets | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/operations-in-financial-markets.html

Risk Management

27 Oct 2022 RBA Annual Report – October 2022
The lending is either fully collateralised or the borrower has government support.
https://www.rba.gov.au/publications/annual-reports/rba/2022/risk-management.html

Monetary Policy

9 Mar 2023 RBA Annual Report – 1962
For the future, within the maximum established for bank overdraft rates, the banks will in general be free to adjust rates for individual borrowers and classes of borrowers. ... the Reserve Bank would request that some classes of borrowers should receive
https://www.rba.gov.au/publications/annual-reports/rba/1962/monetary-policy.html

2.5 International Financial Cooperation

19 Oct 2023 RBA Annual Report – October 2023
International Financial Cooperation | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/international-financial-cooperation.html

Financial Intermediation | Reserve Bank of Australia Annual Report - 1994

30 Jun 1994 Annual Report
It is claimed that banks can economise on their scarce capital by concentrating their lending on housing rather than on business borrowers. ... for small business borrowers while several smaller banks, not previously involved in this market, are now
https://www.rba.gov.au/publications/annual-reports/rba/1994/fin-intermediation.html

The Year in Review

9 Mar 2023 RBA Annual Report – 1988
Savings banks experienced large deposit inflows and, with their investment opportunities largely restricted to property-based loans, the supply of funds available to meet heavy borrower demand rose sharply.
https://www.rba.gov.au/publications/annual-reports/rba/1988/year-review.html

Developments in Financial Intermediation | Reserve Bank of Australia Annual Report - 1995

31 Dec 1995 Annual Report
in household incomes since, borrowers have had to rely more heavily on debt to acquire a home. ... More banks now appear to be making greater efforts to attract small business borrowers.
https://www.rba.gov.au/publications/annual-reports/rba/1995/develop-fin-inte.html

Financial System Stability

2 Sep 2003 RBA Annual Report – 2003
downgrade raised doubts about that borrower's asset quality and ability to repay borrowings. ... The rapid increase in lending for housing, particularly for property investment, may harm borrowers carrying substantial exposures to an already
https://www.rba.gov.au/publications/annual-reports/rba/2003/fin-sys-stability.html