Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
Search Results
The Rise in Household Liquidity
10 Nov 2021
RDP
2021-10
A redraw facility enables the borrower to withdraw excess funds they have already contributed to pay off their loan. ... This is because borrowers that select mortgages with such features could be systematically different from those that do not, and
https://www.rba.gov.au/publications/rdp/2021/2021-10/full.html
See 4 more results from "RDP 2021-10"
The Term Funding Facility: Has It Encouraged Business Lending?
8 Dec 2022
RDP
PDF
2133KB
access to data on individual borrowers. We use a regression in the spirit of a triple-difference framework to address the potential difference. ... including because non-banks may lend to a different population of borrowers than banks.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-07.pdf
2.1 Annual Performance Statement for 2022/23
19 Oct 2023
RBA Annual Report
– October 2023
Annual Performance Statement for 2022/23 | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/annual-performance-statement.html
June | 2023
15 Jun 2023
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2023/jun/
Domestic Financial Conditions
10 Feb 2019
SMP
– February 2019
A number of indicators suggest that competition for new loans remains strong, particularly for low-risk borrowers. ... Over the past year, there has been ongoing work to improve lenders' assessment of potential borrowers' expenses.
https://www.rba.gov.au/publications/smp/2019/feb/domestic-financial-conditions.html
International Financial Conditions
8 May 2020
SMP
– May 2020
Higher-quality borrowers issued record volumes of debt, despite increased borrowing costs (Graph 2.7). ... The price of credit has also been relatively stable, even for riskier borrowers.
https://www.rba.gov.au/publications/smp/2020/may/international-financial-conditions.html
March | 2023
16 Mar 2023
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2023/mar/
Non-bank Financing in China
15 Mar 2018
Bulletin
– March 2018
As a result, borrowers have often sought finance from these shadow banks instead. ... exposures. Increased complexity also increases credit risks, because a larger distance between the ultimate borrower and lender can lead to lower lending standards at
https://www.rba.gov.au/publications/bulletin/2018/mar/non-bank-financing-in-china.html
At a Glance: Financial Stability Review – April 2023
6 Apr 2023
FSR
A small cohort of borrowers with low savings, high levels of debt and low incomes are most at risk of facing difficulties in servicing their debts.
https://www.rba.gov.au/publications/fsr/2023/apr/
Money in the Australian Economy
20 Sep 2018
Bulletin
– September 2018
Money forms part of our everyday lives and is integral to the smooth functioning of the financial system and the real economy; however, discussions of what money is and how it is created are generally left to economics textbooks.
https://www.rba.gov.au/publications/bulletin/2018/sep/money-in-the-australian-economy.html