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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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The Limits of Interest-only Lending

24 Apr 2018 Speech
Christopher Kent
Speech delivered by Christopher Kent, Assistant Governor, to the Housing Industry Association Breakfast, Sydney
https://www.rba.gov.au/speeches/2018/sp-ag-2018-04-24.html

Monetary Policy Decision

19 Mar 2024 Speech
Michele Bullock
Media Conference 19 March 2024 – Monetary Policy Decision, Sydney
https://www.rba.gov.au/speeches/2024/mc-gov-2024-03-19.html

Prudent Mortgage Lending Standards Help Ensure Financial Stability

23 Feb 2012 Speech
Luci Ellis
Address by Luci Ellis to the Australian Mortgage Conference 2012, Sydney
https://www.rba.gov.au/speeches/2012/sp-so-230212.html

The Housing Market and Financial Stability

23 Sep 2021 Speech PDF 322KB
Thebanks offered borrowers deferrals on their loan repayments. There were moratoriums on evictionsand rent relief for businesses and households. ... Tools that address serviceability of loans and the amount of credit that can beobtained by individual
https://www.rba.gov.au/speeches/2021/pdf/sp-ag-2021-09-22.pdf

The Stance of Monetary Policy in a World of Numerous Tools

20 Oct 2020 Speech
Christopher Kent
Speech delivered by Christopher Kent, Assistant Governor (Financial Markets), to the IFR Australia DCM Roundtable Webinar, Online
https://www.rba.gov.au/speeches/2020/sp-ag-2020-10-20.html

Statement by Philip Lowe, Governor: Monetary Policy Decision

1 Dec 2020 Media Releases
The Bank's policy response has lowered interest rates across the yield curve, which will assist the recovery by: lowering financing costs for borrowers; contributing to a lower exchange rate than
https://www.rba.gov.au/media-releases/2020/mr-20-32.html

Talk by Governor

4 Aug 1993 Speech
Bernie Fraser
Talk by Bernie Fraser to the CEDA symposium entitled ‘An Australia That Works: A Vision for the Future’, Sydney
https://www.rba.gov.au/speeches/1993/sp-gov-040893.html

The Year Ahead

3 Feb 2021 Speech
Philip Lowe
Speech delivered by Philip Lowe, Governor, to National Press Club of Australia, Canberra
https://www.rba.gov.au/speeches/2021/sp-gov-2021-02-03.html

The Monetary Policy Transmission Process: What Do We Know? (And What Don't We Know?)

28 Aug 1995 Speech
Stephen Grenville
Talk by Stephen Grenville to the Australian Business Economists, Sydney
https://www.rba.gov.au/speeches/1995/sp-ag-280895.html

Financial System Stability – Some Current Observations

16 May 2003 Speech
John F. Laker and John Laker
Speech by John F. Laker to the University of Western Sydney Conference on 'Emerging Financial Services in Asia-Pacific', Sydney
https://www.rba.gov.au/speeches/2003/sp-ag-160503.html