Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
Search Results
Overview
10 Aug 2018
SMP
– August 2018
Lenders continue to compete strongly for low-risk borrowers. Although a few lenders have increased advertised mortgage rates recently, citing the increase in money market rates, others have announced rate reductions
https://www.rba.gov.au/publications/smp/2018/aug/overview.html
Introduction
10 May 2008
SMP
– May 2008
Australian financial intermediaries have experienced increases in funding costs, which have been passed on to borrowers. ... Some tightening in credit standards for more risky borrowers has also occurred.
https://www.rba.gov.au/publications/smp/2008/may/intro.html
Overview
7 Nov 2019
SMP
- November 2019
PDF
99KB
https://www.rba.gov.au/publications/smp/2019/nov/pdf/00-overview.pdf
List of graphs
10 Nov 2010
SMP
– November 2010
Graph 47: Business Credit by Type of Borrower.
https://www.rba.gov.au/publications/smp/2010/nov/graphs.html
Statement on Monetary Policy
30 Jul 2003
SMP
PDF
44KB
$100 million of capital-indexed bonds.Subsequently State governments andnon-government borrowers have also issuedindexed bonds.
https://www.rba.gov.au/publications/smp/2001/aug/pdf/box-c.pdf
Domestic Financial Conditions
5 Aug 2022
SMP
– August 2022
In part, this reflects lags in reported effects due to timing differences in borrowers' repayments. ... Graph 3.33. Endnotes. While SVRs serve as reference rates for variable-rate loans, most borrowers receive a discount to the reference rate.
https://www.rba.gov.au/publications/smp/2022/aug/domestic-financial-conditions.html
Overview
9 May 2019
SMP
- May 2019
PDF
175KB
https://www.rba.gov.au/publications/smp/2019/may/pdf/overview.pdf
Semi-Annual Statement on Monetary Policy
31 Jul 2003
SMP
PDF
25KB
In addition, borrowing and lendingare forward-looking decisions: borrowers aremaking judgments about their futurecapacity to service debt, while lenders aremaking decisions about future returns.Computations of real interest rates shouldreally be
https://www.rba.gov.au/publications/smp/1997/may/pdf/box-4.pdf
Statement on Monetary Policy
30 Jul 2003
SMP
PDF
45KB
through time.For example, a borrower redrawing a housingloan to purchase a car does not need to notifythe lender of the purpose of the redraw, andhence the funds accessed will generally
https://www.rba.gov.au/publications/smp/2002/aug/pdf/box-a.pdf
Domestic Financial Conditions
6 May 2022
SMP
– May 2022
proportion of borrowers taking out new fixed-rate mortgages has declined substantially since the end of last year (Graph 3.18). ... This reflects the pass-through of the low cost of overall bank funding and borrowers refinancing to lower interest rates.
https://www.rba.gov.au/publications/smp/2022/may/domestic-financial-conditions.html