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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Statement on Monetary Policy

5 May 2023 SMP - May 2023 PDF 9302KB
https://www.rba.gov.au/publications/smp/2023/may/pdf/statement-on-monetary-policy-2023-05.pdf

Domestic Economic Conditions

5 May 2023 SMP - May 2023 PDF 1548KB
https://www.rba.gov.au/publications/smp/2023/may/pdf/02-domestic-economic-conditions.pdf

Statement on Monetary Policy

12 Feb 2023 SMP - February 2023 PDF 7754KB
https://www.rba.gov.au/publications/smp/2023/feb/pdf/statement-on-monetary-policy-2023-02.pdf

Domestic Financial Conditions

10 Feb 2023 SMP – February 2023
Very few borrowers pay the reference rate, however, and instead are offered products at a discount relative to these reference rates. ... Graph 3.24. Borrowers continued to make payments into their offset and redraw accounts in the December quarter.
https://www.rba.gov.au/publications/smp/2023/feb/domestic-financial-conditions.html

Box A: Mortgage Interest Payments in Advanced Economies – One Channel of Monetary Policy

10 Feb 2023 SMP – February 2023
Other aspects of mortgage lending, including the size of outstanding household debt and the income, wealth and cash buffers of borrowers influence the.
https://www.rba.gov.au/publications/smp/2023/feb/box-a-mortgage-interest-payments-in-advanced-economies.html

Domestic Financial Conditions

9 Feb 2023 SMP - February 2023 PDF 2651KB
https://www.rba.gov.au/publications/smp/2023/feb/pdf/03-domestic-financial-conditions.pdf

Box A: Mortgage Interest Payments in Advanced Economies – One Channel of Monetary Policy

9 Feb 2023 SMP - February 2023 PDF 311KB
https://www.rba.gov.au/publications/smp/2023/feb/pdf/box-a-mortgage-interest-payments-in-advanced-economies.pdf

Domestic Financial Conditions

4 Nov 2022 SMP – November 2022
These data do not capture borrowers negotiating a lower rate with their current lender, which has also increased. ... Most borrowers pay a lot less than the reference rate, as lenders offer discounts.
https://www.rba.gov.au/publications/smp/2022/nov/domestic-financial-conditions.html

Domestic Financial Conditions

3 Nov 2022 SMP - November 2022 PDF 1965KB
https://www.rba.gov.au/publications/smp/2022/nov/pdf/03-domestic-financial-conditions.pdf

Statement on Monetary Policy

3 Nov 2022 SMP - November 2022 PDF 7804KB
https://www.rba.gov.au/publications/smp/2022/nov/pdf/statement-on-monetary-policy-2022-11.pdf