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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Overview

6 May 2022 SMP - May 2022 PDF 53KB
https://www.rba.gov.au/publications/smp/2022/may/pdf/00-overview.pdf

Domestic Financial Conditions

7 Aug 2020 SMP – August 2020
To date, the tightening in supply mostly reflects a greater degree of verification of borrowers' information rather than a tightening in lending criteria. ... As of June, 12 per cent of borrowers had been granted loan payment deferrals.
https://www.rba.gov.au/publications/smp/2020/aug/domestic-financial-conditions.html

Overview Economic developments continue to be driven by the ...

5 Nov 2020 SMP PDF 177KB
Loan deferrals have also assisted borrowers affected by the pandemic. Because of the fiscal support via JobKeeper and social assistance payments, aggregate household income in Australia increased in the June quarter, ... The lower risk-free yield curve
https://www.rba.gov.au/publications/smp/2020/nov/pdf/00-overview.pdf

Domestic Financial Conditions

6 May 2021 SMP – May 2021
Outstanding variable rates have continued to drift lower since then as new and refinancing borrowers have obtained lower rates. ... Repayment deferral arrangements for small business borrowers concluded at the end of March.
https://www.rba.gov.au/publications/smp/2021/may/domestic-financial-conditions.html

Semi-Annual Statement on Monetary Policy

5 Aug 2003 SMP PDF 22KB
The fall ininterest rates for home borrowers has beenparticularly marked, due to the additionaleffect of increased competition in thehousing loan market. ... available (at least from banks)and borrowers often needed to take outmore than one loan in order
https://www.rba.gov.au/publications/smp/1997/nov/pdf/box-b.pdf

Domestic Financial Conditions

4 Feb 2022 SMP – February 2022
by existing borrowers to lower loan rates (Graph 3.18; Table 3.1). ... Almost all borrowers have returned to their regular repayment schedule following the expiration of their prior deferral arrangements.
https://www.rba.gov.au/publications/smp/2022/feb/domestic-financial-conditions.html

Domestic Economic Conditions

5 May 2023 SMP – May 2023
Domestic Economic Conditions | Statement on Monetary Policy – May 2023
https://www.rba.gov.au/publications/smp/2023/may/domestic-economic-conditions.html

Semi-Annual Statement on Monetary Policy

6 Aug 2003 SMP PDF 28KB
6. Borrower Donor Amount (US$Bn). Mexico IMF 17.8(a). (Feb 95) United States 20BIS/G10Spain 10Canada 1ArgentinaBrazil 1Colombia. ... year. Borrower Donor Amount (US$Bn). Indonesia IMF 10.1(Nov 97) World Bank 4.5.
https://www.rba.gov.au/publications/smp/1998/may/pdf/box-a.pdf

Domestic Financial Conditions

4 Aug 2022 SMP - August 2022 PDF 2242KB
https://www.rba.gov.au/publications/smp/2022/aug/pdf/03-domestic-financial-conditions.pdf

Box B: An International Comparison of Pass-through of Policy Rate Changes to Housing Loan Rates

10 Feb 2009 SMP – February 2009
In contrast, in the United States, about three-quarters of outstanding housing loans are at long-term fixed rates (typically 30 years), with borrowers generally having the option to refinance their
https://www.rba.gov.au/publications/smp/2009/feb/box-b.html