Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
Search Results
Overview
7 Feb 2019
SMP
PDF
822KB
Statement of Monetary Policy - February 2019
https://www.rba.gov.au/publications/smp/2019/feb/pdf/00-overview.pdf
Overview
8 Nov 2019
SMP
– November 2019
As was the case following earlier episodes of declining interest rates, most borrowers initially maintain their loan payments as mortgage interest rates fall, so their debt amortises faster than otherwise. ... Mortgage interest rates are now at record
https://www.rba.gov.au/publications/smp/2019/nov/overview.html
Mortgage Prepayment and Path-Dependent Effects of Monetary Policy∗ David ...
20 Nov 2018
Research Workshop
PDF
691KB
appraisal values at origination, type of loan (rate-refi, cash-out, purchase), indicatorsfor prepayment and borrower FICO scores. ... loans by the same borrower together,which is not possible with mortgage servicing data alone.
https://www.rba.gov.au/publications/workshops/research/2018/pdf/rba-workshop-2018-berger.pdf
Domestic Financial Conditions
4 Feb 2021
SMP
– February 2021
Outstanding variable rates have continued to drift down since then, reflecting ongoing competition for new high-quality borrowers and the associated effect of the elevated level of borrower refinancing. ... bonuses and commissions) when assessing a
https://www.rba.gov.au/publications/smp/2021/feb/domestic-financial-conditions.html
Statement on Monetary Policy
20 Nov 2023
SMP
- November 2023
PDF
9530KB
https://www.rba.gov.au/publications/smp/2023/nov/pdf/statement-on-monetary-policy-2023-11.pdf
Overview
24 Feb 2022
SMP
- February 2022
PDF
93KB
https://www.rba.gov.au/publications/smp/2022/feb/pdf/00-overview.pdf
Domestic Economic Conditions
4 Aug 2023
SMP
– August 2023
Domestic Economic Conditions | Statement on Monetary Policy – August 2023
https://www.rba.gov.au/publications/smp/2023/aug/domestic-economic-conditions.html
Statement on Monetary Policy - May 2024
8 May 2024
SMP
- May 2024
PDF
3509KB
https://www.rba.gov.au/publications/smp/2024/may/pdf/statement-on-monetary-policy-2024-05.pdf
Overview
6 May 2022
SMP
- May 2022
PDF
53KB
https://www.rba.gov.au/publications/smp/2022/may/pdf/00-overview.pdf
Domestic Financial Conditions
7 Aug 2020
SMP
– August 2020
To date, the tightening in supply mostly reflects a greater degree of verification of borrowers' information rather than a tightening in lending criteria. ... As of June, 12 per cent of borrowers had been granted loan payment deferrals.
https://www.rba.gov.au/publications/smp/2020/aug/domestic-financial-conditions.html