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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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The RBA's Response to the Consultation on Eligibility Criteria for CMBS and Other ABS, and Measures to Strengthen Privacy Template |…

23 Dec 2013 Consultations
Final templates:. The submissions received generally supported the proposed measures to strengthen borrower privacy. ... The Bank considers that the small loss of analytical usefulness in this instance is an appropriate trade-off in order to protect
https://www.rba.gov.au/publications/consultations/201312-response-to-consultation-on-eligibility-criteria-for-cmbs-other-abs-measures-to-strengthen-privacy.html

Household Leveraging and Deleveraging

13 Dec 2012 Research Workshop PDF 718KB
Reserve Bank of Australia Workshop 2012
https://www.rba.gov.au/publications/workshops/research/2012/pdf/primiceri.pdf

Tax Cuts for the Wealthy, Mortgages for the Poor, and the Makings of a Housing Crisis for All

30 May 2022 Research Workshop PDF 298KB
RBA Workshop 2022
https://www.rba.gov.au/publications/workshops/research/2022/pdf/rba-workshop-2022-presentation-graham.pdf

Consultation on New Reporting Templates for Repo-Eligible Asset Backed Securities | Consultations

22 Oct 2012 Consultations
CMBS and other ABS, as well as its measures to strengthen borrower privacy. ... eligibility of commercial mortgage backed securities (CMBS) and other asset backed securities (ABS) in its market operations, as well as proposals to strengthen borrower
https://www.rba.gov.au/publications/consultations/201210-new-reporting-templates-re-rmbs.html

Impacts of Financial Factors on Emerging Market Business Cycle Fluctuations

1 Dec 2009 Research Workshop PDF 365KB
Reserve Bank of Australia Research Workshop 2009
https://www.rba.gov.au/publications/workshops/research/2009/pdf/tanboon.pdf

OPTIMAL MONETARY POLICY WITH ENDOGENOUS CAPITAL AND A CREDIT FRICTION

15 Dec 2011 Research Workshop PDF 406KB
Reserve Bank of Australia Workshop 2011
https://www.rba.gov.au/publications/workshops/research/2011/pdf/hansen.pdf

Credit Risk and the Macroeconomy: Evidence from an Estimated DSGE Model

20 Nov 2009 Research Workshop PDF 727KB
Reserve Bank of Australia Research Workshop 2009
https://www.rba.gov.au/publications/workshops/research/2009/pdf/gilchrist.pdf

The Effects of the Saving and Banking Glut on the U.S. Economy

12 Dec 2013 Research Workshop PDF 640KB
Reserve Bank of Australia Workshop 2013
https://www.rba.gov.au/publications/workshops/research/2013/pdf/justiniano-primiceri-tambalotti.pdf

Credit, Money, Interest and Prices

26 Nov 2018 Research Workshop PDF 1403KB
Since borrowers are more interest senstive, this effect lowers the equilib-rium real interest rate. ... In Buera and Nicolinni (2016), the identity between borrowers and lenders is determined by a thresholdinterest rate.
https://www.rba.gov.au/publications/workshops/research/2018/pdf/rba-workshop-2018-bigio.pdf

Mortgage Prepayment and Path-Dependent Effects of Monetary Policy∗ David ...

20 Nov 2018 Research Workshop PDF 691KB
appraisal values at origination, type of loan (rate-refi, cash-out, purchase), indicatorsfor prepayment and borrower FICO scores. ... loans by the same borrower together,which is not possible with mortgage servicing data alone.
https://www.rba.gov.au/publications/workshops/research/2018/pdf/rba-workshop-2018-berger.pdf