Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
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Bulletin
29 Jan 2024
Bulletin
- January 2024
PDF
5775KB
https://www.rba.gov.au/publications/bulletin/2024/jan/pdf/bulletin-2024-01.pdf
Bank Fees in Australia
15 Mar 2023
Bulletin
- March 2023
PDF
860KB
https://www.rba.gov.au/publications/bulletin/2023/mar/pdf/bank-fees-in-australia.pdf
Cash Rate Pass-through to Outstanding Mortgage Rates
18 Apr 2024
Bulletin
– April 2024
The interest rate paid by outstanding mortgage borrowers increased by around 320 basis points between May 2022 and December 2023, around 105 basis points less than the cumulative increase in the cash rate over this period.
https://www.rba.gov.au/publications/bulletin/2024/apr/cash-rate-pass-through-to-outstanding-mortgage-rates.html
Semi-Annual Statement on Monetary Policy
10 May 1998
Bulletin
– May 1998
Few borrowers are under any cash-flow constraint as a result of interest payments. ... Borrower. Donor. Amount (US$ Bn). Mexico. (Feb 95). IMF. 17.8. (a).
https://www.rba.gov.au/publications/bulletin/1998/may/2.html
The Effects of the Saving and Banking Glut on the U.S. Economy
12 Dec 2013
Research Workshop
PDF
640KB
Reserve Bank of Australia Workshop 2013
https://www.rba.gov.au/publications/workshops/research/2013/pdf/justiniano-primiceri-tambalotti.pdf
Credit, Money, Interest and Prices
26 Nov 2018
Research Workshop
PDF
1403KB
Since borrowers are more interest senstive, this effect lowers the equilib-rium real interest rate. ... In Buera and Nicolinni (2016), the identity between borrowers and lenders is determined by a thresholdinterest rate.
https://www.rba.gov.au/publications/workshops/research/2018/pdf/rba-workshop-2018-bigio.pdf
Shadow Bank Lending to the Residential Property Market
15 Sep 2017
Bulletin
– September 2017
Shadow bank lending can play an important role in the economy, but on a large enough scale it could damage financial system resilience. Domestic banks have tightened standards for lending to the residential property market over recent years,
https://www.rba.gov.au/publications/bulletin/2017/sep/6.html
2015
6 Oct 2022
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2015/
Semi-Annual Statement on Monetary Policy
10 Nov 1997
Bulletin
– November 1997
The heavy recourse to foreign financing was often of a short-term nature, with the borrower bearing the foreign exchange risk in many cases. ... The fall in interest rates for home borrowers has been particularly marked, due to the additional effect of
https://www.rba.gov.au/publications/bulletin/1997/nov/2.html
The Availability of Business Finance
7 Dec 2017
Bulletin
– December 2017
Access to business finance has improved markedly since the global financial crisis, and debt-servicing costs are near historic lows. Nevertheless, small businesses continue to face challenges accessing finance. This article looks at the sources and
https://www.rba.gov.au/publications/bulletin/2017/dec/7.html