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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Semi-Annual Statement on Monetary Policy

10 May 1997 Bulletin – May 1997
The impact of those cash rate reductions on home mortgage borrowers has been reinforced by a significant compression of intermediaries' interest margins in that area.
https://www.rba.gov.au/publications/bulletin/1997/may/1.html

March | 2018

15 Mar 2018 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2018/mar/

Semi-Annual Statement on Monetary Policy

10 Nov 1998 Bulletin – November 1998
even to large numbers of credit-worthy borrowers, driven by lenders' desire to protect their own balance sheets. ... This process constrains borrowers, and dampens economic activity, which in turn risks a further worsening of banks' loan books.
https://www.rba.gov.au/publications/bulletin/1998/nov/1.html

Bulletin

17 Apr 2024 Bulletin - April 2024 PDF 7253KB
https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/bulletin-2024-04.pdf

Commercial Property and Financial Stability - An International Perspective

8 Jun 2010 Bulletin PDF 254KB
Reserve Bank of Australia Bulletin June 2010
https://www.rba.gov.au/publications/bulletin/2010/jun/pdf/bu-0610-4.pdf

Small Business Finance Roundtable: Summary of Discussion

20 Jun 2012 Bulletin PDF 624KB
Reserve Bank of Australia Bulletin June Quarter 2012
https://www.rba.gov.au/publications/bulletin/2012/jun/pdf/bu-0612-10.pdf

Assessing Physical Climate Risk in Repo-eligible Residential Mortgage-backed Securities

18 Apr 2024 Bulletin – April 2024
Ronan McCarthy and Geordie Reid
This article assesses physical climate risk in Australian residential mortgage-backed securities (RMBS) using two risk metrics.
https://www.rba.gov.au/publications/bulletin/2024/apr/assessing-physical-climate-risk-in-repo-eligible-residential-mortgage-backed-securities.html

March | 2022

17 Mar 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2022/mar/

Tax Cuts for the Wealthy, Mortgages for the Poor, and the Makings of a Housing Crisis for All

30 May 2022 Research Workshop PDF 298KB
RBA Workshop 2022
https://www.rba.gov.au/publications/workshops/research/2022/pdf/rba-workshop-2022-presentation-graham.pdf

Credit Risk and the Macroeconomy: Evidence from an Estimated DSGE Model

20 Nov 2009 Research Workshop PDF 727KB
Reserve Bank of Australia Research Workshop 2009
https://www.rba.gov.au/publications/workshops/research/2009/pdf/gilchrist.pdf