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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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The Australian Economy

24 Jul 2023 RBA Annual Report – 1975
Subsequently, borrowers typically lengthened their maximum term from 7/10 years to 15 years. ... However, borrowers were having more difficulty in filling issues and investor preference was again mainly for the shorter maturities.
https://www.rba.gov.au/publications/annual-reports/rba/1975/australian-economy.html

Economic Survey

9 Mar 2023 RBA Annual Report – 1960
local and semi-governmental borrowers, thus increasing their approved borrowing to £104 million. ... A range of institutions participates with banks in the general task of collecting funds from lenders and distributing funds to borrowers.
https://www.rba.gov.au/publications/annual-reports/rba/1960/economic-survey.html

Financial System Surveillance | Reserve Bank of Australia Annual Report - 1990

30 Jun 1990 Annual Report
Some institutions also appear to have failed to monitor adequately their borrowers' financial positions. ... In many instances the credit risk associated with a borrower increased after funds were advanced because of changes in ownership or in the
https://www.rba.gov.au/publications/annual-reports/rba/1990/fin-sys-sur.html

Financial Markets and the Bank's Operations | Reserve Bank of Australia Annual Report - 1991

30 Jun 1991 Annual Report
borrowers) although the net effect of this necessary reassessment on banks' income appears to have been minimal. ... This market is used by private borrowers with strong credit ratings who are able to bypass intermediaries and raise short-term funds in
https://www.rba.gov.au/publications/annual-reports/rba/1991/fin-market.html

The RBA's Response to Consultation on its Proposed RMBS Reporting Templates | Consultations

10 Oct 2012 Consultations
The RBA's Response to Consultation on its Proposed RMBS Reporting Templates
https://www.rba.gov.au/publications/consultations/201210-response-re-new-rmbs-reporting-templates/

Governor's Foreword

12 Sep 2014 RBA Annual Report – 2014
As intermediaries have faced easier conditions in wholesale funding and securitisation markets, competition to lend has increased and interest rates faced by savers and borrowers have declined slightly relative to the ... Credit spreads are approaching
https://www.rba.gov.au/publications/annual-reports/rba/2014/gov-foreword.html

Financial Markets | Reserve Bank of Australia Annual Report - 1993

30 Jun 1993 Annual Report
year, to 9.5 per cent, most major lenders offered much lower interest rates to new borrowers for the first 6 or 12 months of their loans. ... Loans outstanding for housing rose by 19 per cent. With borrowers taking advantage of special offers, the
https://www.rba.gov.au/publications/annual-reports/rba/1993/fin-markets.html

Main Public Statements

26 Jun 2023 RBA Annual Report – 1976
on certain individual loans to an extent which would remove all or part of the concessions they had extended to some housing borrowers in September/October 1973.
https://www.rba.gov.au/publications/annual-reports/rba/1976/main-public-statements.html

Reserve Bank of Australia Annual Report 2021 - Risk Management

21 Oct 2021 RBA Annual Report 2021 PDF 385KB
https://www.rba.gov.au/publications/annual-reports/rba/2021/pdf/risk-management.pdf

The Focus of Policy | Reserve Bank of Australia Annual Report - 1992

30 Jun 1992 Annual Report
In any recession, some borrowers – and particularly those dependent on continually growing incomes and cash flows – will have difficulty servicing their debts. ... The latter would set back the capacity of the financial system to respond to the vital
https://www.rba.gov.au/publications/annual-reports/rba/1992/focus-policy.html