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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Economic Survey

9 Mar 2023 RBA Annual Report – 1961
The Loan Council had agreed to the raising of £106 million by State local and semi-governmental borrowers in 1960/61, and actual raisings were very close to this amount. ... However, marginal borrowers tended to find finance unavailable, almost without
https://www.rba.gov.au/publications/annual-reports/rba/1961/economic-survey.html

Financial Intermediation | Reserve Bank of Australia Annual Report - 1994

30 Jun 1994 Annual Report
It is claimed that banks can economise on their scarce capital by concentrating their lending on housing rather than on business borrowers. ... for small business borrowers while several smaller banks, not previously involved in this market, are now
https://www.rba.gov.au/publications/annual-reports/rba/1994/fin-intermediation.html

Consultation on New Reporting Templates for Repo-Eligible Asset Backed Securities | Consultations

22 Oct 2012 Consultations
CMBS and other ABS, as well as its measures to strengthen borrower privacy. ... eligibility of commercial mortgage backed securities (CMBS) and other asset backed securities (ABS) in its market operations, as well as proposals to strengthen borrower
https://www.rba.gov.au/publications/consultations/201210-new-reporting-templates-re-rmbs.html

Operations in Financial Markets

27 Oct 2022 RBA Annual Report – October 2022
Any gold lending by the Bank has the benefit of a government guarantee on the borrowers payment obligations to the Bank or is structured as a gold swap, such that the
https://www.rba.gov.au/publications/annual-reports/rba/2022/operations-in-financial-markets.html

Risk Management

9 Aug 2023 RBA Annual Report - 2022 PDF 545KB
https://www.rba.gov.au/publications/annual-reports/rba/2022/pdf/risk-management.pdf

Reserve Bank of Australia Annual Report 2023

8 Feb 2024 RBA Annual Report - 2023 PDF 641KB
https://www.rba.gov.au/publications/annual-reports/rba/2023/pdf/international-financial-cooperation.pdf

Annual Performance Statement for 2021/22

27 Oct 2022 RBA Annual Report – October 2022
Provide support for lower risk-free yields across the yield curve, thereby lowering funding costs for all borrowers through a government bond purchase program. ... of Statistics (ABS), allowed pockets of vulnerability (such as higher-risk borrowers) to
https://www.rba.gov.au/publications/annual-reports/rba/2022/annual-performance-statement.html

RBA Annual Report - Financial System Stability

3 Sep 2003 Annual Report PDF 430KB
of borrowers (the household and business sectors);. aggregate prudential data on the strength of financial. ... close similarities with their exposures to Australian. borrowers. 8 RESERVE BANK OF AUSTRALIA.
https://www.rba.gov.au/publications/annual-reports/rba/2003/pdf/fin-sys-stability.pdf

Financial System Stability

2 Sep 2003 RBA Annual Report – 2003
downgrade raised doubts about that borrower's asset quality and ability to repay borrowings. ... The rapid increase in lending for housing, particularly for property investment, may harm borrowers carrying substantial exposures to an already
https://www.rba.gov.au/publications/annual-reports/rba/2003/fin-sys-stability.html

Developments in Financial Intermediation | Reserve Bank of Australia Annual Report - 1995

31 Dec 1995 Annual Report
in household incomes since, borrowers have had to rely more heavily on debt to acquire a home. ... More banks now appear to be making greater efforts to attract small business borrowers.
https://www.rba.gov.au/publications/annual-reports/rba/1995/develop-fin-inte.html