Search: basis point
RBA Glossary definition for basis point
basis point – A basis point is 1/100th of 1 per cent or 0.01 per cent, so 100 basis points (bps) is equal to 1 percentage point. The term is used in money and securities markets to define differences in interest or yield. If an interest rate were to increase from 2 per cent to 3 per cent, it is said to have risen by 100 basis points (bps) or one percentage point.
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Submission to Payments System Review – January 2021 | Responses and Options Paper
8 May 2024
Submissions
This submission makes a number of key points:. Inertia and coordination problems can hold back systemic innovation in networks such as payments. ... regulation to promote competition and access. helping to establish strategic objectives for the industry,
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html
Payments System Entry Points | International Comparisons of Bank Branches – An Update – April 1998 | Financial Sector | Submissions
1 Apr 1998
Submissions
Download 199. KB. The 1994 submission noted that comparisons of countries' banking systems on the basis of bank branches were potentially misleading. ... customers at each of its representation points, around 40 per cent of which are in rural communities.
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-branches/payments-system-entry-points.html
The Unit-effect Normalisation in Set-identified Structural Vector Autoregressions
30 May 2022
Research Workshop
PDF
805KB
RBA Workshop 2022
https://www.rba.gov.au/publications/workshops/research/2022/pdf/rba-workshop-2022-read.pdf
Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions
8 May 2024
Submissions
A reduction in interchange fees will change the starting point for negotiations but will not change the degree of competition. ... if it could obtain its own EFTPOS infrastructure and integrate it with the Woolworths point of sale system and networks.
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html
Mortgage Prepayment and Path-Dependent Effects of Monetary Policy∗ David ...
20 Nov 2018
Research Workshop
PDF
691KB
Figure shows the fraction of loans in 20-basis point gap bins ranging from -200 basis points to 300 basis points as well as thefraction of those loans prepaying. ... intervals for the coefficients on the 20 basis point gap bin dummiesin regression 1.
https://www.rba.gov.au/publications/workshops/research/2018/pdf/rba-workshop-2018-berger.pdf
Are Inflationary Shocks Regressive? A Feasible Set Approach
19 Dec 2023
Research Workshop
PDF
842KB
RBA Workshop 2023
https://www.rba.gov.au/publications/workshops/research/2023/pdf/rba-workshop-2023-del-canto-grigsby-qian-walsh.pdf
Impacts of Financial Factors on Emerging Market Business Cycle Fluctuations
1 Dec 2009
Research Workshop
PDF
365KB
Reserve Bank of Australia Research Workshop 2009
https://www.rba.gov.au/publications/workshops/research/2009/pdf/tanboon.pdf
The Sources of Fluctuations in Residential Investment: A View from a Policy-Oriented DSGE Model of the U.S. Economy
2 Dec 2008
Research Workshop
PDF
303KB
Reserve Bank of Australia Workshop 2008: Monetary Policy in Open Economies
https://www.rba.gov.au/publications/workshops/research/2008/edge.pdf
Applications for Authorisation in Relation to PIN@POS – Auguest 2013 | Payments System | Submissions
8 May 2024
Submissions
According to the applicants' submission, around half of cardholders do not currently use PIN authorisation at the point of sale. ... point-of-sale hardware upgrades), and more generally they can learn from the experiences of the other scheme.
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-08/index.html
Proposed merger between Armaguard and Prosegur – October 2022 | Responses and Options Paper
8 May 2024
Submissions
It is worth noting that, by international standards, Australia had a relatively high number of ATMs on a per capita basis in 2016. ... that their customers can continue to use them on a fee-free basis.
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-october-2022/index.html