Search: balance of payments
RBA Glossary definition for balance of payments
balance of payments – A summary of the economic transactions between residents of one country and residents of other countries.
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The Reserve Bank's Response | Report to the Inquiry into Competition in the Banking and Non-Banking Sectors – May 2009 | Financial Sector | …
7 May 2009
Submissions
The daily flows in and out of these accounts can be very large, though account holders are required to maintain positive ES balances at all times. ... The main client of the Bank is the Australian Government: so, for example, payment of tax to the
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-report-2009-05/reserve-bank-response.html
Objectives and Types of Financial Regulation | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector |…
6 Sep 1996
Submissions
First, the structure of their balance sheets makes banks vulnerable to disturbances, even short-lived ones. ... Today, owing to the proliferation of transactions, a day old balance sheet can be obsolete.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/objectives-and-types-of-financial-regulation.html
Trends in Lending | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…
30 Nov 2010
Submissions
They did not have either a balance sheet or a capital base from which to fund their lending. ... Interest-only loans, especially among investors, for whom the reduced payments and potential for increased tax benefits are important.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/trends.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-The Credit Card Market
8 May 2024
Submissions
Interest payments: Data reported to APRA put these at around $5.4 billion in 2014 for banks. ... Cardholders that identify as ‘revolvers’ (i.e. who pay interest on balances) are more likely to hold a lower-rate card than ‘transactors’ (who
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/the-credit-card-market.html
Appendix F: References | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
175–201. Mackrell, N.C. (1996), ‘The Cheque's Role in Today's Payment System’, talk presented to AIC Banking Conference on The Future of Cheques, 16 May. ... Mills, K., S. Morling and W. Tease (1993), ‘Balance Sheet Restructuring and Investment’
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-f.html
Executive Summary | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
The Bank's payments system reforms, overseen by the Payments System Board (PSB), have focused on improving competition and efficiency in payment systems, consistent with maintaining stability and effective management of ... The Reserve Bank has exercised
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/executive-summary.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates - ATM Fees | Submission to the Inquiry into the…
27 Aug 2015
Submissions
for payments and a decline in ATM withdrawals, which has increased unit costs. ... Overall, a direct charge was paid on 10 per cent of balance enquiries.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/atm-fees.html
Personal Lending Market | Submission to the inquiry into Competition in the Banking and Non-Banking Sectors – July 2008 | Financial Sector…
10 Jul 2008
Submissions
The five largest banks currently account for just over 70 per cent of outstanding credit card balances, which is down from 84 per cent in 2002 (Table 4). ... Over recent years, some credit card issuers have also attempted to attract business by offering
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/personal-lending-market.html
Present Regulatory Responsibilities | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
For example, a funds manager could not merely pool assets and allow the returns to flow through to the investor if there were capital-backed products on the same balance sheet. ... It chairs and provides the Secretariat for the Australian Payments System
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/present-regulatory-responsitilities.html
Fee Income | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…
30 Nov 2010
Submissions
less than the growth in balance sheet assets since 2002. ... ATM fee reforms came into effect in March 2009. The reforms changed the way that ATM owners receive payment for transactions made by the customers of other financial institutions (‘foreign
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/fee-income.html