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RBA Glossary definition for balance of payments

balance of payments – A summary of the economic transactions between residents of one country and residents of other countries.

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Proposed merger between Armaguard and Prosegur – October 2022 | Responses and Options Paper

8 May 2024 Submissions
Submissions – Payments System Proposed merger between Armaguard and Prosegur. Submission to the ACCC. ... its mandate under the PSRA to promote competition and efficiency in the payments system.
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-october-2022/index.html

Innovation and Technological Change in Financial Intermediation and the Payments System | Supplementary Submission to the Financial System…

13 Jan 1997 Submissions
Balance sheet risk management is also being assisted by wider use of securitisation. ... regulations and procedures specified by the Australian Payments Clearing Association (APCA), which set a range of requirements for the clearing of payment
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-supplement-1997/innovation-and-technological-change-in-financial-intermediation.html

The Payments System | Supplementary Submission to the Financial System Inquiry – August 2014 | Financial Sector | Submissions

1 Aug 2014 Submissions
The Bank strongly endorses the Interim Report's finding that interchange fee caps have improved the functioning of four-party payment schemes and the payments system (FSI 2014, p xix). ... While interchange fees set by card schemes are an important
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-08/payments-system.html

Payments System Entry Points | International Comparisons of Bank Branches – An Update – April 1998 | Financial Sector | Submissions

1 Apr 1998 Submissions
Banking and payment services are also provided by non-bank financial intermediaries and particularly in Europe, by post offices. ... Customers can use their debit and credit cards at the post office to access their bank accounts for deposits, withdrawals,
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-branches/payments-system-entry-points.html

Competition in the Payments System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
From the early 2000s, the Bank began implementing a series of reforms in the payment cards market as part of its mandate to promote competition and efficiency in the payments system. ... These differences have contributed to some noticeable shifts in
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/competition-in-the-payments-system.html

Submission on Data Sharing and Release Legislation – August 2018 | Data Sharing | Submissions

1 Aug 2018 Submissions
Payment Systems and Netting Act 1998. or the repealed. Banks (Shareholdings) Act 1972. ... Supervisory data. The Bank has regulatory power for Financial Market Infrastructures and the Payments System.
https://www.rba.gov.au/publications/submissions/other/data-sharing-and-release-legislation/

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Introduction

8 May 2024 Submissions
Download 906. KB. Credit cards offer two separate – albeit interrelated – functions, a payments function and a credit function. ... In particular, the Reserve Bank's Payments System Board (PSB) has an obligation to promote the efficiency of the
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/introduction.html

Sectoral Trends in Funding Patterns in the Australian Economy | Submission to the Financial System Inquiry – March 2014 | Financial Sector…

1 Mar 2014 Submissions
The balance of funding needs that are not met domestically are financed by foreign investors. ... Dividend payments to shareholders were curtailed during the early stages of the crisis as earnings fell and corporations sought to conserve cash and repair
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sectoral-trends-in-funding-patterns.html

Developments and Innovation in the Payments System | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…

1 Mar 2014 Submissions
Members meet any net Australian dollar-denominated payment obligation (known as a CLS pay-in) by making payments to CLS via RITS. ... 8.3.2 The Bank's regulatory reforms in retail payments. In general, payment systems in Australia operate without
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/developments-and-innovation.html

Appendix A: Trends in the Australian Financial System | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector |…

6 Sep 1996 Submissions
Particularly important has been the structuring of fees to encourage a shift to electronic payment methods. ... This distinction is reflected in the differing balance sheet structures of the two types of institutions.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-a.html