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RBA Glossary definition for balance of payments

balance of payments – A summary of the economic transactions between residents of one country and residents of other countries.

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The Next Ten Years | Supplementary Submission to the Financial System Inquiry – 13 January 1997 | Financial Sector | Submissions

13 Jan 1997 Submissions
25. Another area where non-bank competitors are entering is in the payments system. ... As explained in Chapter 2, there are various levels of the payments system.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-supplement-1997/next-ten-years.html

Report to the House of Representatives Standing Committee on Economics - May 2009

14 May 2009 Submissions PDF 95KB
Inquiry into Competition in the Banking and Non-Banking Sectors
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-report-2009-05/pdf/inquiry-report-2009-05.pdf

Appendix 2: Compilation Methods | International Comparisons of Bank Margins – August 1994 | Bank Fees and Margins | Submissions

1 Aug 1994 Submissions
The selected banks have large retail and business customer bases, and are full participants in the payments system. ... These are all full-service banks with large retail and wholesale customer bases and are full participants in the payments system.
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/appendix-2.html

Notes on Bank Fees on Small Businesses – November 1999 | Bank Fees and Margins | Submissions

25 Nov 1999 Submissions
Notes on Bank Fees on Small Businesses – November 1999
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/

Submission to the Senate Select Committee on Australia as a Technology and Financial Centre - July 2021

19 Jul 2021 Submissions PDF 610KB
payment service providers can settle payments directly; and ways in which the Bank’s policy approach has contributed to promoting innovation in the payment system, consistent with supporting Australia as a ... The Bank is also monitoring access by
https://www.rba.gov.au/publications/submissions/payments-system/pdf/inquiry-into-australia-as-a-technology-and-financial-centre.pdf

Assessing Competition in the Financial System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector |…

6 Sep 2017 Submissions
Costs include searching for a suitable new provider, proving identity to the new institution and redirecting existing payment arrangements. ... Another factor affecting ROA is the composition of assets on banks' balance sheets.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/assessing-competition-in-the-financial-system.html

Sources and Management of Systemic Risk | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
Actual or expected failure to settle payments in a high-value payment system or in insurance and other risk transfer markets can also propagate distress. ... In some overseas jurisdictions, public and private mechanisms exist that transfer housing loans
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sources-and-management-of-systemic-risk.html

Submission to the Financial System Inquiry - 6 September 1996 (Published as Occasional Paper No. 14)

25 Jul 2013 Submissions PDF 604KB
transmission. Stored value cards, using computerchip technology, are another prospective change in retail payments. ... Today, owing to the proliferation oftransactions, a day old balance sheet can be obsolete.”.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/pdf/financial-system-inquiry-1996.pdf

List of tables | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector | Submissions

1 Jan 1991 Submissions
For customers who do not wish to regularly monitor the balance in their transaction account. ... The balance above a certain amount is moved into a higher-yielding deposit account, such as a cash management account.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/tables.html

Competition in the Australian Financial System - March 2018

21 Mar 2018 Submissions PDF 503KB
Supplementary Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system-2018-03/pdf/supplementary-submission-to-productivity-commission-march-2018.pdf