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RBA Glossary definition for balance of payments

balance of payments – A summary of the economic transactions between residents of one country and residents of other countries.

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Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions

28 Dec 2019 Submissions
Technological innovation in the supply of payment services has spurred substantial change in the way Australians are making payments. ... In most cases, these new players still rely on the existing payment system infrastructure and payments system
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html

Submission on Data Sharing and Release Legislation

18 Oct 2018 Submissions PDF 207KB
balance  the  costs  of  the  framework  – particularly  those  imposed  on  data holders  – against  the  benefits; and  several  specific  issues  that  it would  be  desirable  to  consider  ... This includes data provid
https://www.rba.gov.au/publications/submissions/other/data-sharing-and-release-legislation/pdf/data-sharing-and-release-legislation_2018-08.pdf

Submission on Data Sharing and Release Legislation – August 2018 | Data Sharing | Submissions

1 Aug 2018 Submissions
Payment Systems and Netting Act 1998. or the repealed. Banks (Shareholdings) Act 1972. ... Supervisory data. The Bank has regulatory power for Financial Market Infrastructures and the Payments System.
https://www.rba.gov.au/publications/submissions/other/data-sharing-and-release-legislation/

Competition in the Australian Financial System - March 2018

21 Mar 2018 Submissions PDF 503KB
Supplementary Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system-2018-03/pdf/supplementary-submission-to-productivity-commission-march-2018.pdf

Submission to the Financial System Inquiry March 2014

10 Nov 2017 Submissions PDF 3041KB
Financial System Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/pdf/financial-system-inquiry-2014-03.pdf

Submission to the Review into Open Banking in Australia - September 2017

2 Oct 2017 Submissions PDF 505KB
Submission to the Review into Open Banking in Australia
https://www.rba.gov.au/publications/submissions/financial-sector/review-into-open-banking-in-australia/pdf/submission-to-the-review-into-open-banking-in-australia-september-2017.pdf

Competition in the Financial System - September 2017

19 Sep 2017 Submissions PDF 969KB
Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/pdf/submission-to-productivity-commission-september-2017.pdf

Competition in the Payments System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
From the early 2000s, the Bank began implementing a series of reforms in the payment cards market as part of its mandate to promote competition and efficiency in the payments system. ... These differences have contributed to some noticeable shifts in
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/competition-in-the-payments-system.html

Assessing Competition in the Financial System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector |…

6 Sep 2017 Submissions
Costs include searching for a suitable new provider, proving identity to the new institution and redirecting existing payment arrangements. ... Another factor affecting ROA is the composition of assets on banks' balance sheets.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/assessing-competition-in-the-financial-system.html

Summary of Key Themes | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
Greater access to the credit and payment histories of borrowers might be beneficial to this. ... Support is also available through various ‘incubators’. In the Bank's view, these initiatives are striking an appropriate balance.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/summary-of-key-themes.html