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RBA Glossary definition for balance of payments

balance of payments – A summary of the economic transactions between residents of one country and residents of other countries.

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Submission to the Senate Select Committee on Australia as a Technology and Financial Centre - July 2021

19 Jul 2021 Submissions PDF 610KB
payment service providers can settle payments directly; and ways in which the Bank’s policy approach has contributed to promoting innovation in the payment system, consistent with supporting Australia as a ... The Bank is also monitoring access by
https://www.rba.gov.au/publications/submissions/payments-system/pdf/inquiry-into-australia-as-a-technology-and-financial-centre.pdf

Submission to the Parliamentary Joint Committee on Corporations and Financial Services inquiry into Mobile payment and digital wallet…

26 May 2021 Submissions PDF 626KB
Use of mobile payment and digital wallet services in Australia. Mobile payment services can be facilitated by a range of participants in the payments system including banks, technology companies and other ... In China, QR codes are widely used for
https://www.rba.gov.au/publications/submissions/payments-system/pdf/inquiry-into-mobile-payment-and-digital-wallet-financial-services.pdf

Competition in the Payments System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
From the early 2000s, the Bank began implementing a series of reforms in the payment cards market as part of its mandate to promote competition and efficiency in the payments system. ... These differences have contributed to some noticeable shifts in
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/competition-in-the-payments-system.html

The Operation of the Interchange Standards: Consultation Paper

28 Feb 2019 Consultations PDF 990KB
Direct Issuer Participant Payment’ and ‘Direct Issuer Participant Receipt’. For ease of reference, this consultation paper retains usage of the terms ‘Issuer Payments’ and ‘Issuer Receipts’. ... to be included in Issuer Payments, creating
https://www.rba.gov.au/publications/consultations/201902-operation-of-the-interchange-standards/pdf/201902-operation-of-the-interchange-standards.pdf

Background | Review of the Regulatory Framework for the eftpos System: Consultation on Designation March 2012 | Consultations

9 Mar 2012 Consultations
likely result in outcomes that would be harmful to the efficiency of the overall payments system. ... Reserve Bank of Australia (2008), Reform of Australia's Payments System: Conclusions of the 2007/08 Review, September.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/background.html

Policy Options | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
However, given the fact that the ACL regime relates to ‘consumer credit’, this approach may not be a means of expanding access to prospective participants focused on business-to-business payments ... Enabling the schemes themselves to determine
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/policy-options.html

Banking Industry.indd

7 Jun 2004 Submissions PDF 522KB
banks’ balance sheets and is also more diffi cult to compare with other industries. ... institutional compliance with the Code is now being monitored by the Australian Payments System Council; and. •
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/pdf/inquiry-australian-banking-industry.pdf

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Introduction

8 May 2024 Submissions
Download 906. KB. Credit cards offer two separate – albeit interrelated – functions, a payments function and a credit function. ... In particular, the Reserve Bank's Payments System Board (PSB) has an obligation to promote the efficiency of the
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/introduction.html

Consultation on Card System Access Regimes | Consultations

28 May 2013 Consultations
Consultation on Card System Access Regimes
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes.html

Submission to the Financial System Inquiry - 6 September 1996 (Published as Occasional Paper No. 14)

25 Jul 2013 Submissions PDF 604KB
transmission. Stored value cards, using computerchip technology, are another prospective change in retail payments. ... Today, owing to the proliferation oftransactions, a day old balance sheet can be obsolete.”.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/pdf/financial-system-inquiry-1996.pdf