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RBA Glossary definition for balance of payments

balance of payments – A summary of the economic transactions between residents of one country and residents of other countries.

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Notes on Bank Fees on Small Businesses – November 1999 | Bank Fees and Margins | Submissions

25 Nov 1999 Submissions
Notes on Bank Fees on Small Businesses – November 1999
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/

Background: Financial System Trends | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions

6 Sep 1996 Submissions
the ambition of some insurance companies to be able to offer their customers payments and banking services; and. ... Stored value cards, using computer chip technology, are another prospective change in retail payments.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/background-financial-system-trends.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates

14 Aug 2015 Submissions PDF 905KB
government agencies make and receive retail payments. The use of non-cash payment methods has. ... payment methods, the right to surcharge is important to promote efficiency in the payments system.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf

Submission to the Financial System Inquiry - 6 September 1996 (Published as Occasional Paper No. 14)

25 Jul 2013 Submissions PDF 604KB
transmission. Stored value cards, using computerchip technology, are another prospective change in retail payments. ... Today, owing to the proliferation oftransactions, a day old balance sheet can be obsolete.”.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/pdf/financial-system-inquiry-1996.pdf

Sources and Management of Systemic Risk | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
Actual or expected failure to settle payments in a high-value payment system or in insurance and other risk transfer markets can also propagate distress. ... In some overseas jurisdictions, public and private mechanisms exist that transfer housing loans
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sources-and-management-of-systemic-risk.html

Supplementary Submission to the Financial System Inquiry - 13 January 1997 (Published as Occasional Paper No. 15)

23 Jun 2010 Submissions PDF 116KB
Diagram 5: Payments System Components. Source of Value(Deposits or Credit). Payment Instrument. ... allowed non-bank financial institutions to link payment services to their customers’ transactionaccounts.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-supplement-1997/pdf/financial-system-inquiry-supplement-1997.pdf

Payments System Entry Points | International Comparisons of Bank Branches – An Update – April 1998 | Financial Sector | Submissions

1 Apr 1998 Submissions
Banking and payment services are also provided by non-bank financial intermediaries and particularly in Europe, by post offices. ... Customers can use their debit and credit cards at the post office to access their bank accounts for deposits, withdrawals,
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-branches/payments-system-entry-points.html

List of graphs | Submission to the Financial System Inquiry March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
Graph 5.10: Household Balance Sheet and Saving Ratio. ... Graph 8.5: Average Interchange Fees on a $100 Payment.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/graphs.html

Assessing Competition in the Financial System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector |…

6 Sep 2017 Submissions
Costs include searching for a suitable new provider, proving identity to the new institution and redirecting existing payment arrangements. ... Another factor affecting ROA is the composition of assets on banks' balance sheets.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/assessing-competition-in-the-financial-system.html

Competition in the Australian Financial System - March 2018

21 Mar 2018 Submissions PDF 503KB
Supplementary Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system-2018-03/pdf/supplementary-submission-to-productivity-commission-march-2018.pdf