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RBA Glossary definition for balance of payments

balance of payments – A summary of the economic transactions between residents of one country and residents of other countries.

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Supplementary Submission to the Senate Select Committee on Financial Technology and Regulatory Technology

9 Feb 2021 Submissions PDF 565KB
services, and the growing reliance of the economy on electronic payment services provided by the private sector. ... Households and businesses are also well served by a modern, efficient and resilient electronic payment system that has undergone
https://www.rba.gov.au/publications/submissions/payments-system/pdf/supplementary-submission-technology-12-2020.pdf

Submission on Data Sharing and Release Legislation – August 2018 | Data Sharing | Submissions

1 Aug 2018 Submissions
Payment Systems and Netting Act 1998. or the repealed. Banks (Shareholdings) Act 1972. ... Supervisory data. The Bank has regulatory power for Financial Market Infrastructures and the Payments System.
https://www.rba.gov.au/publications/submissions/other/data-sharing-and-release-legislation/

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Introduction

8 May 2024 Submissions
Download 906. KB. Credit cards offer two separate – albeit interrelated – functions, a payments function and a credit function. ... In particular, the Reserve Bank's Payments System Board (PSB) has an obligation to promote the efficiency of the
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/introduction.html

Sectoral Trends in Funding Patterns in the Australian Economy | Submission to the Financial System Inquiry – March 2014 | Financial Sector…

1 Mar 2014 Submissions
The balance of funding needs that are not met domestically are financed by foreign investors. ... Dividend payments to shareholders were curtailed during the early stages of the crisis as earnings fell and corporations sought to conserve cash and repair
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sectoral-trends-in-funding-patterns.html

Appendix A: Trends in the Australian Financial System | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector |…

6 Sep 1996 Submissions
Particularly important has been the structuring of fees to encourage a shift to electronic payment methods. ... This distinction is reflected in the differing balance sheet structures of the two types of institutions.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-a.html

Developments and Innovation in the Payments System | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…

1 Mar 2014 Submissions
Members meet any net Australian dollar-denominated payment obligation (known as a CLS pay-in) by making payments to CLS via RITS. ... 8.3.2 The Bank's regulatory reforms in retail payments. In general, payment systems in Australia operate without
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/developments-and-innovation.html

65 Martin Place Sydney NSW 2000 GPO Box 3947 ...

23 Apr 2020 Submissions PDF 580KB
The Bank supports the inclusion of third-party payment initiation capability in Open Banking. ... As discussed earlier in this submission, from early 2022 the Mandated Payments Service (MPS) will enable the NPP to provide payment initiation services.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/future-directions-for-the-consumer-data-right.pdf

Competition in the Payments System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
From the early 2000s, the Bank began implementing a series of reforms in the payment cards market as part of its mandate to promote competition and efficiency in the payments system. ... These differences have contributed to some noticeable shifts in
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/competition-in-the-payments-system.html

Notes on Bank Fees in Australia – May 2000 | Bank Fees and Margins | Submissions

17 May 2000 Submissions
Notes on Bank Fees in Australia – May 2000
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-in-australia/

Competition in the Financial System - September 2017

19 Sep 2017 Submissions PDF 969KB
Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/pdf/submission-to-productivity-commission-september-2017.pdf