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RBA Glossary definition for balance of payments

balance of payments – A summary of the economic transactions between residents of one country and residents of other countries.

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What's Up (and Down) With Households?

26 Mar 2019 Speech PDF 504KB
Social assistance payments have been relatively flat for a number of years (Graph 10). ... So landlords will have lower tax deductions forinterest payments on loans on investment properties.
https://www.rba.gov.au/speeches/2019/pdf/sp-ag-2019-03-26.pdf

Financial Stability in Uncertain Times

24 Nov 2020 Speech PDF 1105KB
At the peak in June, around 8 per cent of housing loans were on deferred payments. ... Many of these deferrals ended in September and October and payments have recommenced.
https://www.rba.gov.au/speeches/2020/pdf/sp-ag-2020-10-27.pdf

On Europe’s Effects on Australian Financial Markets

14 Feb 2012 Speech PDF 216KB
3. been significantly weaker if not for the large expansion of central bank balance sheets. ... This has been evident for quite a few quarters now in the balance of payments statistics (Graph 5).
https://www.rba.gov.au/speeches/2012/pdf/sp-ag-140212.pdf

13/12/2017 Merchant Payment Costs and Least-cost Routing | Speeches ...

13 Dec 2017 PDF 291KB
http://www.rba.gov.au/speeches/2017/sp-so-2017-12-13.html 1/10. Speech. Merchant Payment Costs and Least-cost Routing. Tony Richards Head of Payments Policy. ... We do not have merchant-by-merchant payment costs for the period after the interchange reset,
https://www.rba.gov.au/speeches/2017/pdf/sp-so-2017-12-13.pdf

A Narrow Path

7 Jun 2023 Speech PDF 949KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-gov-2023-06-07.pdf

14/08/2020 Opening Statement to the House of Representatives Standing ...

13 Aug 2020 Speech PDF 129KB
the modification of the interest rate corridor system, with the rate paid on ExchangeSettlement balances set at 10 basis points, rather than zero. ... The overall national balance sheet is also in a strong position after decades of goodeconomic
https://www.rba.gov.au/speeches/2020/pdf/sp-gov-2020-08-14.pdf

22/09/2020 The Australian Economy and Monetary Policy | Speeches ...

22 Sep 2020 PDF 217KB
Bond purchases have a portfolio balance effect in addition to the interest rate effect. ... meeting,which will further increase the size of the Bank's balance sheet.
https://www.rba.gov.au/speeches/2020/pdf/sp-dg-2020-09-22.pdf

10/09/2018 The Evolution of Household Sector Risks | Speeches ...

10 Sep 2018 PDF 276KB
With lower interest payments, borrowers could service a larger loan. The second isderegulation of the financial sector. ... The dashed line represents the total mortgage debt less balances in ‘offset’ accounts.
https://www.rba.gov.au/speeches/2018/pdf/sp-ag-2018-09-10.pdf

Changes in Banking: Looking Back and Looking Forward

17 Dec 2019 Speech PDF 242KB
Technological changes in payments are also challenging banks' core role in facilitating payments. ... However, in Australia, and other developed economies, existing electronic payment systems(including new real-time payment systems such as Australia's
https://www.rba.gov.au/speeches/2019/pdf/sp-so-2019-12-16.pdf

Some Evolving Questions

21 Nov 2017 Speech PDF 203KB
In this scenario, consumption might be wound backsharply to put balance sheets on a sounder footing. ... Progress on these fronts has beenmade while also containing the build-up of risks in household balance sheets.
https://www.rba.gov.au/speeches/2017/pdf/sp-gov-2017-11-21.pdf