Search: balance of payments
RBA Glossary definition for balance of payments
balance of payments – A summary of the economic transactions between residents of one country and residents of other countries.
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Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions
8 May 2024
Submissions
These payments, commonly known in payment systems as interchange fees, are often a feature of card payment networks. ... Nonetheless, these principles of efficiency argue that in general an efficient payments system is one that encourages, but does not
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html
Submission to Payments System Review – January 2021 | Responses and Options Paper
8 May 2024
Submissions
Over recent years, the payments industry has successfully collaborated on a number of initiatives to address card payment fraud. ... Changes in payment behaviour induced by the COVID-19 pandemic have reinforced the shift to electronic payments and online
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html
Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions
8 May 2024
Submissions
The Bank supports the inclusion of third-party payment initiation capability in Open Banking. ... As discussed earlier in this submission, from early 2022 the Mandated Payments Service (MPS) will enable the NPP to provide payment initiation services.
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html
Household and Business Balance Sheets
10 Sep 2009
FSR
– September 2009
Some of these raisings have also been by businesses looking to repair balance sheets following asset write-downs. ... The declines in both debt and business interest rates have seen a substantial fall in interest payments as a share of profits.
https://www.rba.gov.au/publications/fsr/2009/sep/house-bus-bal-sheet.html
Business and Household Balance Sheets
10 Mar 2013
FSR
– March 2013
Deleveraging by many businesses in recent years has resulted in stronger balance sheets and has enhanced the resilience of the business sector to the current weaker conditions. ... When interest rates fall, not all borrowers reduce their mortgage payments
https://www.rba.gov.au/publications/fsr/2013/mar/bus-house-bal-sheet.html
Inquiry into Mobile Payment and Digital Wallet Financial Services – July 2021 | Payments System | Submissions
8 May 2024
Submissions
Mobile payment services can be facilitated by a range of participants in the payments system including banks, technology companies and other third parties. ... Graph 1. Mobile payment services can in principle use a range of technologies to facilitate
https://www.rba.gov.au/publications/submissions/payments-system/inquiry-into-mobile-payment-and-digital-wallet-financial-services/index.html
The Global and Macro-financial Environment
6 Oct 2023
FSR
– October 2023
The Global and Macro-financial Environment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/global-financial-environment.html
5.4 Focus Topic: Interest Rate Risk
6 Oct 2023
FSR
– October 2023
5.4 Focus Topic: Interest Rate Risk | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/focus-topic-interest-rate-risk.html
Applications for Authorisation in Relation to PIN@POS – July 2016 | Payments System | Submissions
8 May 2024
Submissions
choices in accepting payment instruments; improving access to payment systems; and increasing transparency in the payments system. ... As part of its work, the Board monitors developments in payments fraud, since fraudulent transactions can affect the
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-07/index.html
Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions
28 Dec 2019
Submissions
Technological innovation in the supply of payment services has spurred substantial change in the way Australians are making payments. ... In most cases, these new players still rely on the existing payment system infrastructure and payments system
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html