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The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
4. Cash. The decline of transactional cash use accelerated over the three years to 2022, with cash accounting for 13 per cent of the total number of consumer payments, compared to ... the second and third income quartiles). High-income households had the
https://www.rba.gov.au/publications/rdp/2023/2023-08/full.html

Cheques

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
Download the Paper 2.30. MB. Just seven personal cheque payments were recorded in the 2022 CPS, accounting for only 0.1 per cent of the number of payments.
https://www.rba.gov.au/publications/rdp/2023/2023-08/cheques.html

Non-technical summary for ‘The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey’

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
While cash once was king – accounting for 7 in every 10 payments in 2007 – cards have taken over, accounting for a larger share than cash once did. ... Card payments made up the bulk of consumer payments, with debit cards accounting for half of all
https://www.rba.gov.au/publications/rdp/2023/2023-08/non-technical-summary.html

Card Payments

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
the second and third income quartiles). High-income households had the greatest propensity to use cards, with cards accounting for 82 per cent of their payments, compared with 69 per cent
https://www.rba.gov.au/publications/rdp/2023/2023-08/card-payments.html