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RBA Glossary definition for acquirer

acquirer – An institution that provides a merchant with facilities to accept card payments

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Policy Options | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
as card issuers or acquirers. ... Option 3 would mean that – should it decide to become a direct acquirer of card payments in order to offer improved services to its customers – the Bank could seek to become
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/policy-options.html

Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform

12 Jun 2012 Consultations PDF 518KB
Consultation on the Future Regulatory Framework for the EFTPOS System
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/pdf/201206-rev-reg-frmwrk-eftpos-sys-doc.pdf

Background | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations

6 Dec 2013 Consultations
The Access Regimes also prevented schemes from discriminating between types of ADIs (including SCCIs) and between issuers and acquirers.
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/background.html

Competition in the Financial System - September 2017

19 Sep 2017 Submissions PDF 969KB
Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/pdf/submission-to-productivity-commission-september-2017.pdf

Dual-Network Cards and Mobile Wallet Technology: Consultation Paper - December 2016

7 Dec 2016 Consultations PDF 524KB
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/pdf/20161207-dual-network-cards-and-mobile-wallet-technology.pdf

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates

14 Aug 2015 Submissions PDF 905KB
passed on to merchants by acquirers in the form of a higher merchant service fees. ... institution (the issuer), the merchant and the merchant’s financial institution (the acquirer).
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf

Background and Potential Issues | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
goods already paid for by cardholders), none of these attributes required the acquirer to be an ADI. ... While merchants would have to hold their deposits with an ADI, this need not be their acquirer.
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/background-potential-issues.html

Policy Options and Discussion | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

7 Jun 2011 Consultations
One way to limit the scope of the costs that can be included is to only allow costs charged by the acquirer. ... However, there are legitimate costs for processing card transactions that are not necessarily charged by the acquirer.
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/policy-options-discussion.html

Background | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

7 Jun 2011 Consultations
A merchant service fee is a per-transaction or ad valorem fee paid by a merchant to the acquirer when a cardholder undertakes a transaction.
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/background.html

Reviewing the Designation of the eftpos System | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

9 Mar 2012 Consultations
the rules of that system set out in that manual, supplemented or modified by contracts, arrangements or understandings between individual issuers, acquirers and merchant principals (as that latter term is defined
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/efpos-system.html