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RBA Glossary definition for acquirer

acquirer – An institution that provides a merchant with facilities to accept card payments

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Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions

8 May 2024 Submissions
First, they argue that competition in the issuer/acquirer market will be reduced because an administratively set interchange fee will eliminate the possibility of bilateral bargaining between issuers and acquirers to ... flow from acquirer to issuer, is
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html

List of tables

20 Sep 2018 PSB Annual Report – 2018
15.0 cents or 0.200%. (a) Fees are paid by the acquirer to the issuer, except for transactions involving a cash-out component. ... 8.0. Ceiling. –. 15.0 cents or 0.200%. (a) Fees are paid by the acquirer to the issuer, except for transactions involving
https://www.rba.gov.au/publications/annual-reports/psb/2018/tables.html

The Personal Credit Card Market in Australia: Pricing over the Past Decade

10 Mar 2012 Bulletin – March 2012
Iris Chan, Sophia Chong and Stephen Mitchell
sole acquirer for transactions on its cards, and typically also the sole issuer. ... and Visa cards, and have been able to use the threat of surcharging in their negotiations with acquirers.
https://www.rba.gov.au/publications/bulletin/2012/mar/7.html

List of tables

14 Sep 2017 PSB Annual Report – 2017
15.0 or 0.2%. (a) Fees are paid by the acquirer to the issuer, except for transactions involving a cash-out component. ... Ceiling. –. 0.80. –. 0.80. (a) Fees are paid by the acquirer to the issuer.
https://www.rba.gov.au/publications/annual-reports/psb/2017/tables.html

List of tables

12 Sep 2014 PSB Annual Report – 2014
a) Fees are paid by the acquirer to the issuer, except for transactions involving a cash-out component. ... appointed by the Reserve Bank from ‘retail acquirers’ group. First Data.
https://www.rba.gov.au/publications/annual-reports/psb/2014/tables.html

The Personal Credit Card Market in Australia: Pricing over the Past Decade

14 Mar 2012 Bulletin PDF 162KB
Reserve Bank of Australia Bulletin March Quarter 2012
https://www.rba.gov.au/publications/bulletin/2012/mar/pdf/bu-0312-7.pdf

Bulletin September Quarter 2022

14 Sep 2022 Bulletin - September 2022 PDF 8931KB
https://www.rba.gov.au/publications/bulletin/2022/sep/pdf/bulletin-2022-09.pdf

Applications for Authorisation in Relation to PIN@POS – Auguest 2013 | Payments System | Submissions

8 May 2024 Submissions
Card acquirers and merchants would incur costs in updating terminal software, and in some cases hardware. ... As noted above, PIN@POS implementation involves material costs on the part of issuers, acquirers, merchants and cardholders.
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-08/index.html

List of tables

2 Oct 2013 PSB Annual Report – 2013
Fees are paid by the acquirer to the issuer (i.e. ... 0. 12.0. (a) Fees are paid by the acquirer to the issuer, except for transactions involving a cash-out component.
https://www.rba.gov.au/publications/annual-reports/psb/2013/tables.html

Reform of the Payments System

16 Mar 2005 Bulletin PDF 58KB
Address by Dr Philip Lowe, Assistant Governor (Financial System) to Visa Interantional Australia and New Zealand Member Forum 2 March 2005 Werribee
https://www.rba.gov.au/publications/bulletin/2005/mar/pdf/bu-0305-3.pdf