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RBA Glossary definition for acquirer

acquirer – An institution that provides a merchant with facilities to accept card payments

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Glossary of Terms and Abbreviations

24 Mar 2003 PSB Annual Report – 2002
ACCC. Australian Competition and Consumer Commission. Acquirer. an institution that provides a merchant with facilities to accept card payments, accounts to the merchant for the proceeds and clears and settles the ... a fee paid between card issuers and
https://www.rba.gov.au/publications/annual-reports/psb/2002/glossary.html

Reform of the Australian Payments System

11 Nov 2004 PSB Annual Report – 2004
If the acquirer were receiving less revenue from interchange payments than its competitors, it would be unlikely to be able to offer merchants as competitive pricing as other acquirers. ... Accepting a lower fee can hurt, not improve, the competitive
https://www.rba.gov.au/publications/annual-reports/psb/2004/reform.html

Methodology

1 Nov 1999 RDP 1999-09
Marianne Gizycki and Brenton Goldsworthy
An alternative approach which the guarantor could follow is to locate a purchaser for the failed bank; the acquirer would receive all assets of the bank – both tangible and intangible – and
https://www.rba.gov.au/publications/rdp/1999/1999-09/methodology.html

An Investment Banking Perspective on the Future of the Financial System | Conference – 1996

9 Jul 1996 Conferences
Rob Ferguson
Investment banks with their equity sales and distribution backgrounds may be more successful acquirers of funds-management businesses than banks, but stockbroking and funds-management cultures are also very different so
https://www.rba.gov.au/publications/confs/1996/ferguson-r.html

Glossary of Terms and Abbreviations

21 Mar 2002 PSB Annual Report – 2001
ACCC. Australian Competition and Consumer Commission. Acquirer. an institution that provides a merchant with facilities to accept card payments, accounts to the merchant for the proceeds and clears and settles the ... Interchange fee. a fee paid between
https://www.rba.gov.au/publications/annual-reports/psb/2001/glossary.html

Credit and Charge Cards

20 Sep 2005 PSB Annual Report – 2005
of obtaining a better deal, as the schemes are the sole acquirers for transactions on their own cards. ... This difference reflects the fact that, as mentioned above, American Express is the sole acquirer of transactions on its cards.
https://www.rba.gov.au/publications/annual-reports/psb/2005/credit.html

Glossary

11 Nov 2004 PSB Annual Report – 2004
ACH. Australian Clearing House. Acquirer. an institution that provides a merchant with facilities to accept card payments, accounts to the merchant for the proceeds and clears and settles the resulting obligations ... Honour All Cards Rule. Interchange
https://www.rba.gov.au/publications/annual-reports/psb/2004/glossary.html

Domestic Financial Markets and Conditions

10 Aug 2007 SMP – August 2007
S&P downgraded the ratings of a few Australian companies in the June quarter, including the takeover target, Rinker, which was downgraded to that of its acquirer, Cemex, but overall, the
https://www.rba.gov.au/publications/smp/2007/aug/dom-fin-mkts.html

Trends in the Australian Payments System

26 Sep 2006 PSB Annual Report – 2006
Around 28 per cent of merchants would consider changing acquirers without necessarily reassessing their transactional banking arrangements. ... enter the credit card system as either an issuer or an acquirer or both.
https://www.rba.gov.au/publications/annual-reports/psb/2006/au-payments.html

Submission to Payments System Review – January 2021 | Responses and Options Paper

8 May 2024 Submissions
New technology (terminals and chip-based cards) rolled out by card issuers and acquirers to enable contactless tap-and-go card payments.
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html