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RBA Glossary definition for acquirer

acquirer – An institution that provides a merchant with facilities to accept card payments

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Payments System Issues

22 Nov 2012 Media Releases
Media release issued on 22 November 2012 announcing payments system issues
https://www.rba.gov.au/media-releases/2012/mr-12-34.html

Payments System Issues: Guidance Note for the Varied Surcharging Standards

23 Aug 2012 Media Releases
In particular, the Board remains of the view that the costs of card acceptance for many merchants extend beyond the merchant service fee charged by acquirers.
https://www.rba.gov.au/media-releases/2012/mr-12-22.html

Non-Banks in the Payments System: A Central Bank Perspective

11 May 2007 Bulletin PDF 49KB
Reserve Bank of Australia Bulletin May 2007
https://www.rba.gov.au/publications/bulletin/2007/may/pdf/bu-0507-3.pdf

Payment System Reforms: Innovation and Competition

24 Mar 2009 Speech
Philip Lowe
Speech by Philip Lowe to Cards & Payments Australasia 2009, Sydney
https://www.rba.gov.au/speeches/2009/sp-ag-240309.html

Reform of Credit Card Schemes in Australia – Access Regime

24 Jul 2003 Media Releases
Announces that the RBA is allowing further public comment on its revised access regime for the credit card market. Submissions on new prudential standards released by the Australian Prudential Authority on 23 July 2003 would be accepted until 12
https://www.rba.gov.au/media-releases/2003/mr-03-09.html

The Card Payments Review

12 May 2016 Speech
Malcolm Edey
Speech delivered by Malcolm Edey, Assistant Governor (Financial System), at the Cards & Payments Australia conference, Melbourne
https://www.rba.gov.au/speeches/2016/sp-ag-2016-05-12.html

The Ongoing Evolution of the Australian Payments System

23 Feb 2016 Speech
Anthony Richards
Speech at the Payments Innovation 2016 Conference, Sydney
https://www.rba.gov.au/speeches/2016/sp-so-2016-02-23.html

Access Regime for the EFTPOS System - April 2006

26 Apr 2006 Media Release PDF 42KB
Reform of the EFTPOS and Visa Debit Systems in Australia
https://www.rba.gov.au/media-releases/2006/pdf/eftpos-access-regime.pdf

Conclusions

17 Apr 2009 RDP 2009-03
George Gardner and Andrew Stone
For example, our ECR model does not incorporate ‘business stealing’ considerations, nor does it allow for separate issuers and acquirers (being a model of competing three-party rather than four-party
https://www.rba.gov.au/publications/rdp/2009/2009-03/conclusions.html

Gazette Notice (VISA) - 23 February 2004

23 Feb 2004 Media Release PDF 27KB
i) an issuer only; or. (ii) an acquirer only; or. (iii) both an issuer and an acquirer. ... can reasonably establish in accordance with the rules of the Scheme that, as a self acquirer, it has the capacity to meet the obligations of an acquirer.
https://www.rba.gov.au/media-releases/2004/pdf/mr-04-02-gazette-notice-visa.pdf