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RBA Glossary definition for acquirer

acquirer – An institution that provides a merchant with facilities to accept card payments

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Payments System Regulation and Policy Issues

27 Sep 2023 PSB Annual Report – September 2023
Payments System Regulation and Policy Issues | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/payments-system-regulation-and-policy-issues.html

Least-cost Routing of Debit Card Transactions

17 Aug 2023
Links to Least-cost Routing of Debit Card Transactions
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/least-cost-routing/

Facsimilie Transmission Header version_001

14 Jul 2023 PDF 302KB
platform. Coles also operates as an acquirer with our own payments switch to process customer. ... Coles and most Australian. acquirers have built and offer their merchants the capability to Merchant Choice Route.
https://www.rba.gov.au/payments-and-infrastructure/submissions/the-australian-debit-card-market-default-settings-and-tokenisation/coles.pdf

The Australian Debit Card Market: Default Settings and Tokenisation

19 Jun 2023 Consultations PDF 397KB
acquirers and payment facilitators to both offer LCR functionality for device-present transactions and. ... expectation that as online eftpos functionality was being rolled out, all acquirers, payment facilitators.
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/pdf/202306-issues-paper-australian-debit-card-market.pdf

Undertaking No. 2 of 2023 Undertaking In Relation to ...

9 Jun 2023 PDF 370KB
3. Background. 3.1 Visa provides payment card services to Australian issuers and Acquirers. ... Date or is negotiating to enter into an MSA as at the Commencement Date, and all Acquirers, that:.
https://www.rba.gov.au/payments-and-infrastructure/payments-system-regulation/undertakings/pdf/2023-06-08-tying-conduct-undertaking-from-visa-rba.pdf

Standard No.3 of 2016: Scheme Rules Relating to Merchant Pricing for Credit, Debit and Prepaid Card Transactions (compilation)

8 May 2023 PDF 745KB
7.3 An Acquirer will not contravene clause 7.1 or 7.2 if:. ... a) the Acquirer provided Acquiring services to the Merchant indirectly via a Payment Facilitator;.
https://www.rba.gov.au/payments-and-infrastructure/review-of-card-payments-regulation/pdf/standard-no-3-of-2016-scheme-rules-relating-to-merchant-pricing-2021-11-18.pdf

The Shift to Electronic Payments – Some Policy Issues

12 Apr 2023 Speech PDF 615KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-so-2023-03-28.pdf

The Shift to Electronic Payments – Some Policy Issues

28 Mar 2023 Speech
Ellis Connolly
Speech delivered by Ellis Connolly, Head of Payments Policy, AFR Banking Summit, Sydney
https://www.rba.gov.au/speeches/2023/sp-so-2023-03-28.html

Transcript of Question & Answer Session on 28 March 2023

28 Mar 2023 Speech
Ellis Connolly
Transcript of Question & Answer Session , AFR Banking Summit, Sydney
https://www.rba.gov.au/speeches/2023/sp-so-2023-03-28-q-and-a-transcript.html

Reasons for the Decision to Designate the EFTPOS Payment System

9 Mar 2023
This statement provides the reasons for the decision of the Payments System Board to designate the Electronic Funds Transfer at Point Of Sale (EFTPOS) debit card payment system as a payment system under Section 11 of the Payment Systems (Regulation)
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/eftpos-decision.html