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RBA Glossary definition for acquirer

acquirer – An institution that provides a merchant with facilities to accept card payments

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The Shift to Electronic Payments – Some Policy Issues

28 Mar 2023 Speech
Ellis Connolly
Speech delivered by Ellis Connolly, Head of Payments Policy, AFR Banking Summit, Sydney
https://www.rba.gov.au/speeches/2023/sp-so-2023-03-28.html

Merchant Payment Costs and Least-cost Routing

13 Dec 2017 Speech
Anthony Richards
Speech delivered by Tony Richards, Head of Payments Policy, at the Australian Payment Summit 2017, Sydney
https://www.rba.gov.au/speeches/2017/sp-so-2017-12-13.html

Review of Retail Payments Regulation: Conclusions

22 Oct 2021 Media Releases
The Payments System Board’s Review of Retail Payments Regulation has concluded with the release of a Conclusions Paper. The Payments System Board has also announced an exemption from aspects of the Access Regime for the ATM System.
https://www.rba.gov.au/media-releases/2021/mr-21-23.html

Opening Panel Remarks on the Regulatory Landscape for Payments

27 Nov 2018 Speech
Anthony Richards
Speech delivered by Tony Richards, Head of Payments Policy, to the Australian Payment Summit, Sydney
https://www.rba.gov.au/speeches/2018/sp-so-2018-11-27.html

Payments System Board Update: November 2017 Meeting

17 Nov 2017 Media Releases
At its meeting today, the Payments System Board discussed issues including the cost of payments to merchants, trends in card fraud, developments in the ATM industry and the assessment of LCH Ltd's SwapClear Service.
https://www.rba.gov.au/media-releases/2017/mr-17-24.html

The Shift to Electronic Payments – Some Policy Issues

12 Apr 2023 Speech PDF 615KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-so-2023-03-28.pdf

Payments System Board Update: May 2018 Meeting

18 May 2018 Media Releases
At its meeting today, the Payments System Board reviewed industry progress on providing merchants with the ability to route contactless debit card transactions to their lowest-cost processing network. Least-cost routing (LCR), or merchant routing,
https://www.rba.gov.au/media-releases/2018/mr-18-12.html

13/12/2017 Merchant Payment Costs and Least-cost Routing | Speeches ...

13 Dec 2017 PDF 291KB
However, until very recently, acquirers have indicated reluctance to provide least-cost routing totheir merchant customers. ... We expect that some of the smaller acquirers may be able to move morequickly.
https://www.rba.gov.au/speeches/2017/pdf/sp-so-2017-12-13.pdf

Non-Banks in the Payments System: A Central Bank Perspective

4 May 2007 Speech
Philip Lowe
Remarks by Philip Lowe to the Federal Reserve Bank of Kansas City Conference on ‘Non-Banks in the Payments System: Innovation, Competition and Risk’, Santa Fe
https://www.rba.gov.au/speeches/2007/sp-ag-050507.html

Reform of the Payments System

2 Mar 2005 Speech
Philip Lowe
Speech by Philip Lowe to Visa International Australia and New Zealand Member Forum, Werribbee
https://www.rba.gov.au/speeches/2005/sp-ag-020305.html