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RBA Glossary definition for acquirer

acquirer – An institution that provides a merchant with facilities to accept card payments

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Introduction | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016

10 Dec 2016 Consultations
of transactions as well as a set of rules that bind participating card issuers and card acquirers (entities which provide card acceptance services to merchants).
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/introduction.html

Attachment 2 – Draft Variation to the Access Regimes | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document…

6 Dec 2013 Consultations
an ‘acquirer’ is a participant in the Scheme in Australia that provides services to a merchant to allow the merchant to accept a debit card;. ... an acquirer is a ‘self acquirer’ if it acquires transactions for which it or a related body
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/attachment-2.html

Consultation on Card System Access Regimes | Consultations

28 May 2013 Consultations
Consultation on Card System Access Regimes
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes.html

Background | Review of the Regulatory Framework for the eftpos System: Consultation on Designation March 2012 | Consultations

9 Mar 2012 Consultations
cents to within a range of between 4 and 5 cents, paid to the acquirer. ... to the issuer, whereas under bilateral arrangements, an interchange fee of between 4 and 5 cents is paid to the acquirer.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/background.html

Consultation | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations

6 Dec 2013 Consultations
An option cited by several was for the regulatory framework to allow for a new category of ‘acquirer-only’ businesses that are supervised, but not required to be ADIs. ... In the latter case, the incumbent would allow the new entrant to use card or
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/consultation.html

A Variation to the Access Regime for the ATM System: Consultation Document May 2012

28 May 2012 Consultations PDF 804KB
ATM Acquirer does not pay an interchange fee to access any ATMs of the ATM Issuer in the arrangement;. ... Transparency13. 14. Each ATM Acquirer in the ATM system that receives an interchange fee within the terms of.
https://www.rba.gov.au/publications/consultations/201205-acc-reg-atm-sys-cons-doc/pdf/201205-acc-reg-atm-sysm-cons-doc.pdf

Policy Options | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
as card issuers or acquirers. ... Option 3 would mean that – should it decide to become a direct acquirer of card payments in order to offer improved services to its customers – the Bank could seek to become
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/policy-options.html

Background | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations

6 Dec 2013 Consultations
The Access Regimes also prevented schemes from discriminating between types of ADIs (including SCCIs) and between issuers and acquirers.
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/background.html

Reasons for a Review of Regulation | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 |…

6 Dec 2013 Consultations
merchant (for acquirers), and some merchants may have exposures with respect to funds passed through by their own acquirer. ... A much larger concern arises if the issuer itself is unable to settle with the acquirers.
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/reasons-for-review-regulation.html

Background and Potential Issues | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
goods already paid for by cardholders), none of these attributes required the acquirer to be an ADI. ... While merchants would have to hold their deposits with an ADI, this need not be their acquirer.
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/background-potential-issues.html