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Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions

8 May 2024 Submissions
The benefits of the EFTPOS system accrue to both consumers and merchants.
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html

Proposed merger between Armaguard and Prosegur – October 2022 | Responses and Options Paper

8 May 2024 Submissions
moving to a new regulatory model) to be a benefit that would accrue from the Proposed Transaction, as the Reserve Bank is not, at this stage, proposing ‘moving to a new
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-october-2022/index.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit cards as sources of credit

8 May 2024 Submissions
A simple calculation would suggest that around 75–80 per cent of transactions on credit cards do not accrue interest. ... the implied average balance for those accounts that do not accrue interest would be around $1,600 to $1,900.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-source-of-credit.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Introduction

8 May 2024 Submissions
The proportion of the stock of credit card debt that accrues interest has been falling in recent years.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/introduction.html

The Effects of the Saving and Banking Glut on the U.S. Economy

12 Dec 2013 Research Workshop PDF 640KB
Reserve Bank of Australia Workshop 2013
https://www.rba.gov.au/publications/workshops/research/2013/pdf/justiniano-primiceri-tambalotti.pdf

Exchange Rate Policies at the Zero Lower Bound

4 Jan 2018 Research Workshop PDF 1012KB
https://www.rba.gov.au/publications/workshops/research/2017/pdf/rba-workshop-2017-javier-bianchi.pdf

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates

14 Aug 2015 Submissions PDF 905KB
 The proportion of the stock of credit card debt that accrues interest has been falling in. ... The proportion of the stock of debt that accrues interest has fallen from around three-quarters of.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf

Deposits, Mortgages and SME Lending | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
Banks have a strong incentive to provide products in addition to loans to small businesses since around 40 per cent of fee income that banks earn from businesses accrues from deposits
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/deposits-mortgages-and-sme-lending.html

Funding Bank Supervision | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions

6 Sep 1996 Submissions
system. Supervision of banks provides benefits which spread across the whole economy, and do not accrue just to banks (and their depositors and shareholders).
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/funding-bank-supervision.html

Exchange Rate Disconnect Revisited

19 Dec 2023 Research Workshop PDF 4777KB
RBA Workshop 2023
https://www.rba.gov.au/publications/workshops/research/2023/pdf/rba-workshop-2023-chahrour-cormun-de-leo-guerron-quintana-valchev.pdf