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Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions

8 May 2024 Submissions
The benefits of the EFTPOS system accrue to both consumers and merchants.
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html

Box A: Bank Restructuring Challenges: A Case Study of Italy

10 Feb 2020 FSR - April 2017 PDF 615KB
https://www.rba.gov.au/publications/fsr/2017/apr/pdf/box-a.pdf

The Global Financial Environment

8 Apr 2022 FSR – April 2022
Graph 1.2. The pick-up in market volatility and credit risk has increased the chance that large losses accrue to financial industry participants.
https://www.rba.gov.au/publications/fsr/2022/apr/global-financial-environment.html

Box B: Home Mortgage Debt: Recent Insights from the HILDA Survey

10 Mar 2012 FSR – March 2012
is significant, and well in excess of the additional repayment that would accrue if repayments were held constant in the face of lower interest rates.
https://www.rba.gov.au/publications/fsr/2012/mar/box-b.html

Box A: Bank Restructuring Challenges: A Case Study of Italy

21 Apr 2017 FSR – April 2017
While these restructuring efforts are ongoing, their benefits are yet to fully accrue, in part reflecting the slow economic recovery in the euro area.
https://www.rba.gov.au/publications/fsr/2017/apr/box-a.html

Proposed merger between Armaguard and Prosegur – October 2022 | Responses and Options Paper

8 May 2024 Submissions
moving to a new regulatory model) to be a benefit that would accrue from the Proposed Transaction, as the Reserve Bank is not, at this stage, proposing ‘moving to a new
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-october-2022/index.html

Regulatory Developments

9 Oct 2020 FSR – October 2020
During the holiday, interest generally continues to accrue, but the borrower's credit rating is not affected.
https://www.rba.gov.au/publications/fsr/2020/oct/regulatory-developments.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit cards as sources of credit

8 May 2024 Submissions
A simple calculation would suggest that around 75–80 per cent of transactions on credit cards do not accrue interest. ... the implied average balance for those accounts that do not accrue interest would be around $1,600 to $1,900.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-source-of-credit.html

Box B: Home Mortgage Debt: Recent Insights from the HILDA Survey

27 Mar 2012 FSR – March 2012 PDF 156KB
https://www.rba.gov.au/publications/fsr/2012/mar/pdf/box-b.pdf

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Introduction

8 May 2024 Submissions
The proportion of the stock of credit card debt that accrues interest has been falling in recent years.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/introduction.html