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Submissions

8 May 2024 Submissions
Index of Documents commissioned by or prepared for Parliament, its committees, and other public inquiries
https://www.rba.gov.au/publications/submissions/

Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions

8 May 2024 Submissions
The APC completed the first version of a ‘TrustID’ digital identity framework in June 2019. ... The CDR framework must be fit for purpose for a range of different account types, institutions and payment streams.
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html

Submission to Payments System Review – January 2021 | Responses and Options Paper

8 May 2024 Submissions
This submission discusses a number of inter-related challenges that, in the Bank's view, are relevant for considering the future regulatory framework:. ... 2. The Current Regulatory Framework. The Australian payments system is regulated by a combination
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html

Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions

8 May 2024 Submissions
The study then applied this general framework to the ATM, credit card and debit card systems in Australia. ... Application of the framework required detailed information on interchange fees and costs that had not previously been collected in Australia.
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html

Proposed merger between Armaguard and Prosegur – October 2022 | Responses and Options Paper

8 May 2024 Submissions
The BDAs provide the contractual framework for the purchase and return of wholesale banknotes from/to the Reserve Bank. ... This change will occur when the Reserve Bank puts in place the revised NQRS quality standards and payment framework that was
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-october-2022/index.html

Inquiry into Mobile Payment and Digital Wallet Financial Services – July 2021 | Payments System | Submissions

8 May 2024 Submissions
frameworks remain ‘fit for purpose’. ... In the case of the payments system, the Bank's submission to the Treasury Payments System Review noted the significant technological changes that have occurred since the current regulatory framework was
https://www.rba.gov.au/publications/submissions/payments-system/inquiry-into-mobile-payment-and-digital-wallet-financial-services/index.html

Proposed Merger Between Armaguard and Prosegur – April 2023 | Responses and Options Paper

8 May 2024 Submissions
a]n integral and inseparable part of the cash payment system)’ (paragraph 152). ... See ‘Objects and Scope of ACDES’, Regulations for Australian Cash Distribution and Exchange System Framework, p.
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-april-2023/index.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit Cards as Payment Instruments

8 May 2024 Submissions
This review also explored a number of options for possible changes to the regulatory framework, including stepping back from formal regulation and relying on industry undertakings. ... In March 2015, the Bank commenced a review of the regulatory
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-as-payment-instruments.html

Reforms to the Payment Systems (Regulation) Act 1998 Submission to Senate Economics Legislation Committee - February 2024

15 Apr 2024 Submissions PDF 266KB
the existing regulatory frameworks were put in place, and it is important that regulation is able to adapt. ... there is greater certainty with respect to the matters a nominated special regulator must consider.
https://www.rba.gov.au/publications/submissions/payments-system/reforms-to-the-psra/pdf/reforms-to-the-payment-systems-regulation-feb-2024.pdf

Reforms to the Payment Systems (Regulation) Act 1998 Submission to Senate Economics Legislation Committee – February 2024 | Payments System …

23 Feb 2024 Submissions
The way Australians make payments has changed significantly since the existing regulatory frameworks were put in place, and it is important that regulation is able to adapt to new developments and ... a role in facilitating or enabling payments,
https://www.rba.gov.au/publications/submissions/payments-system/reforms-to-the-psra/index.html