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RBA Glossary definition for VAR models

VAR models – Vector Auto Regression models

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Submission to the Review into Open Banking in Australia - September 2017

2 Oct 2017 Submissions PDF 505KB
Submission to the Review into Open Banking in Australia
https://www.rba.gov.au/publications/submissions/financial-sector/review-into-open-banking-in-australia/pdf/submission-to-the-review-into-open-banking-in-australia-september-2017.pdf

Competition in the Financial System - September 2017

19 Sep 2017 Submissions PDF 969KB
Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/pdf/submission-to-productivity-commission-september-2017.pdf

Developments since the Financial System Inquiry | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector |…

6 Sep 2017 Submissions
Other competition-focused recommendations included:. developing a national strategy for a federated style model of trusted digital identities. ... supporting data-driven business models through an inquiry into the costs and benefits of increasing data
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/developments-since-the-financial-system-inquiry.html

Assessing Competition in the Financial System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector |…

6 Sep 2017 Submissions
Assessment of SME loans requires evaluations across a large variety of markets, business models and other idiosyncratic factors, while available information will be limited compared with larger firms. ... These qualifications are less of a concern when
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/assessing-competition-in-the-financial-system.html

Competition in the Payments System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
the ATM access framework, including exploring the scope to transition to a self-regulatory model in the future. ... Despite these positive developments, there are some challenges. Some fintech firms have suggested that access to banking services is
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/competition-in-the-payments-system.html

References | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
Hughes J, L Mester and C Moon (2001), ‘re scale economies in banking elusive or illusive?: Evidence obtained by incorporating capital structure and risk-taking into models of bank production’, Journal
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/references.html

Deposits, Mortgages and SME Lending | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
There are a variety of different models including peer-to-peer, marketplace and payments-based providers. ... It is apparent that much of the technology locally is replicating models developed in the United States and United Kingdom.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/deposits-mortgages-and-sme-lending.html

Recent Influences on the Competitive Environment | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector |…

6 Sep 2017 Submissions
It partly reflects factors such as economies of scale, diversification of business models and whether infrastructure and brand reputation are well-established. ... They therefore developed a low-cost business model using securitisation funding and mobile
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/recent-influences-on-the-competitive-environment.html

Summary of Key Themes | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
Download 970. KB. The discussion in the preceding chapters highlights that periods of more intense competition in individual markets have typically come from new models and new entrants rather than existing ... New entrants, particularly those with new
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/summary-of-key-themes.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates - ATM Fees | Submission to the Inquiry into the…

27 Aug 2015 Submissions
While the model for provision of ATMs differs from country to country, withdrawal fees in Australia appear comparable with those charged in a number of other countries where fees apply ... These sources highlight that cost structures and business models
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/atm-fees.html