Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
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Submission to the 13th Series Review of the Consumer Price Index
9 Mar 2010
Submissions
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151KB
Consumer Price Index
https://www.rba.gov.au/publications/submissions/labour-market-and-inflation/pdf/13th-series-review-of-cpi.pdf
Supplementary Submission to the Financial System Inquiry - 13 January 1997 (Published as Occasional Paper No. 15)
23 Jun 2010
Submissions
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116KB
7. where two-thirds of mortgages are financed by securitisation (although many ofthese are originated by banks). ... The recent reduction in the interestrate margin on bank mortgages suggests that there may be some similaritiesbetween these two financial
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-supplement-1997/pdf/financial-system-inquiry-supplement-1997.pdf
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates
14 Aug 2015
Submissions
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905KB
cost of credit cards relative to mortgage interest rates and the increasing ability of households to use. ... rate. Unlike some other types of household loans such as residential mortgages, credit card loans are.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf
Submission to the Financial System Inquiry - 6 September 1996 (Published as Occasional Paper No. 14)
25 Jul 2013
Submissions
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604KB
These features are combined in different ways and may belinked with other services previously regarded as separate (eg mortgage offsetaccounts, housing equity loans). ... Indeed, only 14 per cent of securitised mortgages go into "private label"schemes.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/pdf/financial-system-inquiry-1996.pdf
Note on Bank Fees on Small Businesses
22 Sep 2003
Submissions
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379KB
Small business loans secured by residential property, for example, in most cases no longer attract a risk margin and are available at an ʻall-up ̓cost close to the standard mortgage
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/pdf/notes-on-bank-fees-on-small-businesses.pdf
Banking Industry.indd
7 Jun 2004
Submissions
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522KB
The successor to the LGS ratio - renamed the Prime Assets Ratio (PAR) - was also substantially reduced; and. ... working in the opposite direction has been the reduction in the severity of regulations, particularly the Prime Assets Ratio and the
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/pdf/inquiry-australian-banking-industry.pdf
The Impact of Hedge Funds on Financial Markets
23 Feb 2001
Submissions
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55KB
This was recognised in theReport of the Prime Minister’s Task Force on International Financial Reform, whichcontained some proposals for curtailing the possible deleterious effects of hedge funds onfinancial markets. ... inefficiencies, looking for
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-international-financial-markets-effects-on-govt-policy/pdf/impact-hedge-funds-on-financial-markets-1999.pdf
Hedge Funds, Financial Stability and Market Integrity
14 May 2002
Submissions
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86KB
Some of the better-known macrohedge fund managers also only report for a sub-set of the funds they manage.
https://www.rba.gov.au/publications/submissions/financial-sector/hedge-funds-financial-stability-and-market-integrity/pdf/hedge-funds-financial-stability-and-market-integrity.pdf