Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
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Deposits, Mortgages and SME Lending | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
However, over the past few years banks have reassessed their approach to the risks in mortgage lending. ... The typical Australian mortgage offered by the major banks is priced with reference to a benchmark standard variable rate (SVR).
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/deposits-mortgages-and-sme-lending.html
Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions
14 Jun 2023
Submissions
from November 2020, for mortgages and personal loans.
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html
Submission to the Inquiry into Affordable Housing–February 2014 | Housing and Housing Finance | Submissions
1 Feb 2014
Submissions
Graph 12. Available evidence suggests that financial stress among households with mortgages is not widespread. ... By implication, these households' required mortgage repayments are affordable given their current financial circumstances.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-affordable-housing/
Report to the Inquiry into Competition in the Banking and Non-Banking Sectors – May 2009 | Financial Sector | Submissions
7 May 2009
Submissions
Report to the Inquiry into Competition in the Banking and Non-Banking Sectors - 7 May 2009
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-report-2009-05/
List of tables | Submission to the Financial System Inquiry March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
23. Chattel mortgage. 20. Unsecured Bank loan. 17. Vendor financing. 8.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/tables.html
List of tables | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector | Submissions
1 Jan 1991
Submissions
For customers whose capacity to meet mortgage commitments is expected to change over the period of the loan.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/tables.html
Submission to the Productivity Commission Inquiry into Competition in the Financial System – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
Submission to the Financial System Inquiry into Competition in the Financial System-September 2017
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/
Handout and Supplementary Information Prepared for Standing Committee on Economics – September 2016 | Bank Fees and Margins | Submissions
22 Sep 2016
Submissions
Handout and Supplementary Information Prepared for Standing Committee on Economics – September 2016
https://www.rba.gov.au/publications/submissions/financial-sector/handout-standing-committee-on-economics-2016-09-22/
Appendix A: Trends in the Australian Financial System | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector |…
6 Sep 1996
Submissions
There was some overlap with banking functions in the provision of mortgage lending by life offices, which helped to satisfy the demand for mortgages unmet by banks. ... The third and most recent example of specialist competition is the growth of mortgage
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-a.html
List of tables | International Comparisons of Bank Margins – August 1994 | Bank Fees and Margins | Submissions
1 Aug 1994
Submissions
none. (a) Based on business cheque accounts. Table 2: Typical First Mortgage Fees on Home Loans.
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/tables.html