Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
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Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions
8 May 2024
Submissions
from November 2020, for mortgages and personal loans.
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit cards as sources of credit
8 May 2024
Submissions
The decreased share of credit card debt may partly reflect the high cost of credit cards relative to mortgage interest rates and the increasing ability of households to use mortgage offset ... Unlike some other types of household loans such as
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-source-of-credit.html
Submission to the Inquiry into Housing Affordability and Supply in Australia
20 Sep 2021
Submissions
PDF
1496KB
household expenditure on housing, which may refer to price, rents or mortgage repayments. ... affordability is changing is the cost of servicing mortgage debt, relative to income.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-housing-affordability-and-supply-in-australia/pdf/inquiry-into-housing-affordability-and-supply-in-australia.pdf
65 Martin Place Sydney NSW 2000 GPO Box 3947 ...
23 Apr 2020
Submissions
PDF
580KB
and debit cards, deposit accounts and transaction accounts, and from November 2020, for mortgages and personal loans.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/future-directions-for-the-consumer-data-right.pdf
Competition in the Australian Financial System - March 2018
21 Mar 2018
Submissions
PDF
503KB
Supplementary Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system-2018-03/pdf/supplementary-submission-to-productivity-commission-march-2018.pdf
Deposits, Mortgages and SME Lending | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
However, over the past few years banks have reassessed their approach to the risks in mortgage lending. ... The typical Australian mortgage offered by the major banks is priced with reference to a benchmark standard variable rate (SVR).
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/deposits-mortgages-and-sme-lending.html
Submission to the Productivity Commission Inquiry into Competition in the Financial System – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
Submission to the Financial System Inquiry into Competition in the Financial System-September 2017
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/
Introduction | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
In line with the specific markets highlighted in the Terms of Reference, the submission examines mortgage lending, consumer deposits and small and medium enterprise (SME) lending in more detail. ... Chapter 4 discusses several important recent influences
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/introduction.html
References | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
APRA (2015), ‘APRA increases capital adequacy requirements for residential mortgage exposures under the internal ratings-based approach’, Media Release No 15.19, 20 July. ... Kent C (2017), ‘Some Innovative Mortgage Data’, in, Moody's Analytics
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/references.html
Summary of Key Themes | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
The growth of the RMBS market and entry of mortgage originators led to strong competition in mortgage markets in the mid-to-late 1990s. ... Regulatory measures, such as higher capital requirements for the major banks, higher risk-weights on mortgage
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/summary-of-key-themes.html