Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
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Deposits, Mortgages and SME Lending | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
However, over the past few years banks have reassessed their approach to the risks in mortgage lending. ... The typical Australian mortgage offered by the major banks is priced with reference to a benchmark standard variable rate (SVR).
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/deposits-mortgages-and-sme-lending.html
Tax Cuts for the Wealthy, Mortgages for the Poor, and the Makings of a Housing Crisis for All
30 May 2022
Research Workshop
PDF
298KB
RBA Workshop 2022
https://www.rba.gov.au/publications/workshops/research/2022/pdf/rba-workshop-2022-presentation-graham.pdf
Mortgage Prepayment and Path-Dependent Effects of Monetary Policy∗ David ...
20 Nov 2018
Research Workshop
PDF
691KB
The average outstanding mortgage rate is the average interest rate on all fixed-rate first mortgages calculated using BKFSMcDash Monthly Performance data. ... The gap is the difference between the loan’s current rate and the current 30 year fixed rate
https://www.rba.gov.au/publications/workshops/research/2018/pdf/rba-workshop-2018-berger.pdf
Research Workshop – 2022
31 May 2022
Research Workshop
The Reserve Bank of Australia 2022 research workshop, 'Quantitative Macroeconomics'
https://www.rba.gov.au/publications/workshops/research/2022/
Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions
8 May 2024
Submissions
from November 2020, for mortgages and personal loans.
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html
Research Workshop – 2018
14 Dec 2018
Research Workshop
The Reserve Bank of Australia 2018 research workshop, 'Quantitative Macroeconomics'
https://www.rba.gov.au/publications/workshops/research/2018/
Household Leveraging and Deleveraging
13 Dec 2012
Research Workshop
PDF
718KB
Reserve Bank of Australia Workshop 2012
https://www.rba.gov.au/publications/workshops/research/2012/pdf/primiceri.pdf
Household Leverage and the Recession
19 Dec 2019
Research Workshop
PDF
1138KB
RBA Workshop 2019
https://www.rba.gov.au/publications/workshops/research/2019/pdf/rba-workshop-2019-jones.pdf
Submission to the Inquiry into Affordable Housing–February 2014 | Housing and Housing Finance | Submissions
1 Feb 2014
Submissions
Graph 12. Available evidence suggests that financial stress among households with mortgages is not widespread. ... By implication, these households' required mortgage repayments are affordable given their current financial circumstances.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-affordable-housing/
Report to the Inquiry into Competition in the Banking and Non-Banking Sectors – May 2009 | Financial Sector | Submissions
7 May 2009
Submissions
Report to the Inquiry into Competition in the Banking and Non-Banking Sectors - 7 May 2009
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-report-2009-05/