Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
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Bulletin June Quarter 2010
7 Jun 2010
Bulletin
PDF
894KB
50. 5–9. B Owner-occupiers with a mortgageB Owner-occupiers without a mortgage. ... B Purchases with a mortgageB Purchases without a mortgage. over 55 years of age (Graph 5).
https://www.rba.gov.au/publications/bulletin/2010/jun/pdf/bu-0610.pdf
Statement on Monetary Policy
20 Mar 2009
Bulletin
PDF
834KB
Reserve Bank of Australia Bulletin November 2008
https://www.rba.gov.au/publications/bulletin/2008/nov/pdf/bu-1108-1.pdf
The Economy in late 2008: Conditions and Prospects
11 Dec 2008
Bulletin
PDF
189KB
Address by Dr Malcolm Edey, Assistant Governor (Economic), to Australia & Japan Economic Outlook Conference 2008, Sydney, 19 November 2008.
https://www.rba.gov.au/publications/bulletin/2008/dec/pdf/bu-1208-4.pdf
Economic Conditions
11 Jul 2008
Bulletin
PDF
56KB
Address by Mr Glenn Stevens, Governor, to the American Chamber of Commerce in Australia Business Luncheon, Melbourne, 13 June 2008
https://www.rba.gov.au/publications/bulletin/2008/jul/pdf/bu-0708-3.pdf
Bulletin September Quarter 2010
28 Feb 2012
Bulletin
PDF
1412KB
Bulletin SeptemBer quarter 2010. Contents. articles. Structural Change in the Australian Economy 1. Durable Goods and the Business Cycle 11. Economic Change in India 19. Ownership of Australian Equities and Corporate Bonds 25. Interpreting Market
https://www.rba.gov.au/publications/bulletin/2010/sep/pdf/bu-0910.pdf
Bulletin December Quarter 2011
22 Feb 2012
Bulletin
PDF
3062KB
Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2011/dec/pdf/bu-1211.pdf
Inquiry into home loan lending practices and processes
30 Aug 2007
Submissions
PDF
114KB
Papers submitted to House of Representatives Standing Committee on Economics, Finance and Public Administration's Inquiry into home loan lending practices and processes
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-home-loan-lending-practices-and-processes/pdf/inquiry-home-loan-lending-practices-and-processes.pdf
Statement on Monetary Policy
14 Feb 2007
Bulletin
PDF
480KB
Reserve Bank of Australia Bulletin February 2007
https://www.rba.gov.au/publications/bulletin/2007/feb/pdf/bu-0207-1.pdf
Trends in Lending | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…
30 Nov 2010
Submissions
There were very few mortgages offered that were similar to the US sub-prime mortgages. ... As a result, sub-prime equivalent mortgages now account for less than 1 per cent of the stock of housing loans outstanding.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/trends.html
Competition, Efficiency and Innovation in Banking | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
In Australia, the arrival of mortgage originators led to a marked decline in spreads to the cash rate on mortgages. ... Following the onset of the US sub-prime crisis, there was a reappraisal of the risks associated with investing in securitised products.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/competition-efficiency-and-innovation.html