Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
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Transcript of Remarks and Question & Answer Session - 23 July 2009
18 Mar 2010
Speech
PDF
35KB
Whitlam Institute Forum
https://www.rba.gov.au/speeches/2009/pdf/sp-ag-230709.pdf
Housing and the Economy
17 Oct 2019
Speech
PDF
476KB
This has coincidedwith the lower cash rate and mortgage rates, as well as APRA's recent changes to the interest ratethreshold. ... We estimate that around 3 per cent of mortgage balances (by value) are in negative equity.
https://www.rba.gov.au/speeches/2019/pdf/sp-dg-2019-10-17.pdf
Bagehot and the Lender of Last Resort – 150 Years On
18 Dec 2023
Speech
PDF
318KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-ag-2023-12-14.pdf
Climate Change Risk in the Financial System
26 Aug 2022
Speech
PDF
471KB
Speech - 2022
https://www.rba.gov.au/speeches/2022/pdf/sp-so-2022-08-24.pdf
The Why, How and What of Forecasting
5 May 2023
Speech
PDF
745KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-so-2023-05-03.pdf
Remarks at the Breakfast event to launch ASIC's National Financial Capability Strategy 2018
22 Aug 2018
Speech
PDF
99KB
Many Australianswith mortgages find the best way of building buffers is to put any spare money into their offsetaccount. ... This makes a lot of sense. My fourth and final point is to shop around and don't be shy to ask for a better deal; whether foryour
https://www.rba.gov.au/speeches/2018/pdf/sp-gov-2018-08-21.pdf
Remarks at Reserve Bank Board Dinner with the Perth Community
6 Sep 2018
Speech
PDF
125KB
https://www.rba.gov.au/speeches/2018/pdf/sp-gov-2018-09-04.pdf
Changes in Banking: Looking Back and Looking Forward
17 Dec 2019
Speech
PDF
242KB
They also expanded theirexposure to mortgage lending, which requires much less capital because of the collateral protectingthese loans. ... 10]. The major banks are now reporting required data on credit card, personal loan and mortgage accounts to
https://www.rba.gov.au/speeches/2019/pdf/sp-so-2019-12-16.pdf
Opening Remarks to the Inquiry on HousingAffordability and Supply in Australia
15 Nov 2021
Speech
PDF
153KB
https://www.rba.gov.au/speeches/2021/pdf/sp-ag-2021-11-15.pdf
A Monetary Policy Fit for the Future
22 Nov 2023
Speech
PDF
612KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-gov-2023-11-22.pdf