Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
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Long and Variable Monetary Policy Lags
5 Jun 2023
Speech
PDF
575KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-ag-2023-03-20.pdf
Channels of Transmission
17 Oct 2023
Speech
PDF
755KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-ag-2023-10-11.pdf
Interest Rates and the Property Market
19 Sep 2022
Speech
PDF
559KB
Speech - 2022
https://www.rba.gov.au/speeches/2022/pdf/sp-so-2022-09-19.pdf
Opening Statement to the House of Representatives Standing Committee on Economics
8 Feb 2024
Speech
PDF
262KB
Speech - 2024
https://www.rba.gov.au/speeches/2024/pdf/sp-gov-2024-02-09.pdf
Speech How Are Households Placed for Interest RateIncreases? Michele ...
19 Jul 2022
Speech
PDF
476KB
Sources: ABS; APRA; RBA. Graph 3. Scheduled mortgage principal paymentsAdditional mortgage paymentsOther saving. ... Many of these borrowers havecontractual restrictions on their ability to channel their savings into mortgage prepayments.
https://www.rba.gov.au/speeches/2022/pdf/sp-dg-2022-07-19.pdf
Monetary Policy in Australia: Complementarities and Trade-offs
26 Oct 2023
Speech
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821KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-gov-2023-10-24.pdf
Monetary Policy, Demand and Supply
12 Apr 2023
Speech
PDF
907KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-gov-2023-04-05.pdf
18/06/2019 Understanding Rising Housing Loan Arrears | Speeches | ...
17 Jun 2019
PDF
440KB
Mortgages can leave arrears because the lendertakes possession of the property and sells it. ... rates. However, in recent years, interest rates on outstanding mortgages have beendeclining and so average mortgage interest rates have not contributed to
https://www.rba.gov.au/speeches/2019/pdf/sp-so-2019-06-18.pdf
Transcript of Question & Answer Session
18 Mar 2010
Speech
PDF
23KB
Mortgage Finance Industry Association, Industry Leaders Panel Forum
https://www.rba.gov.au/speeches/2009/pdf/sp-ag-220709.pdf
Securitisation: Past, Present and Future
30 Nov 2022
Speech
PDF
884KB
Speech - 2022
https://www.rba.gov.au/speeches/2022/pdf/sp-so-2022-11-30.pdf