Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
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Appendix A: Trends in the Australian Financial System | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector |…
6 Sep 1996
Submissions
There was some overlap with banking functions in the provision of mortgage lending by life offices, which helped to satisfy the demand for mortgages unmet by banks. ... The third and most recent example of specialist competition is the growth of mortgage
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-a.html
List of figures | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
Figure A6: Mortgage Managers' Housing Lending.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/graphs.html
Effect of the Guarantee Arrangements | Joint Submission from the RBA and APRA to the Inquiry into Bank Funding Guarantees – July 2009 |…
1 Jul 2009
Submissions
Available data show a significant outflow from mortgage trusts in October 2008, and the fall would have been larger if the majority of large funds had not suspended redemptions in the ... month. However, the trend of outflows from mortgage trusts was
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-bank-funding-guarantees/effect-guarantee.html
List of tables | Submission to the inquiry into Competition in the Banking and Non-Banking Sectors – July 2008 | Financial Sector |…
10 Jul 2008
Submissions
0. 21. Mortgage originators. 0. 0. 0. 100. Includes household and business deposits. ... 63. 67. Home equity. 12. 11. 9. 17. Reverse mortgage. n/a. <.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/tables.html
Abbreviations | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
CMBS. Commercial mortgage-backed securities. COIN. Community of Interest Network. CPA. Certified Public Accountant. ... LCR. Liquidity coverage ratio. LMI. Lenders mortgage insurer. LVR. Loan-to-valuation ratios.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/abbreviations.html
Appendix B: Overseas Supervisory Arrangements | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector |…
6 Sep 1996
Submissions
The Danish regulator's coverage was further expanded in 1990 to include mortgage credit institutions. ... Nonetheless, the FBSO has prime carriage of legal responsibilities connected with supervision; these include granting and withdrawing banking
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-b.html
Housing Finance | Supplementary Submission to the Financial System Inquiry – August 2014 | Financial Sector | Submissions
1 Aug 2014
Submissions
Download 339. KB. The Interim Report finds little evidence of a shortage of mortgage finance in Australia, a view that the Bank shares. ... Even so, the Interim Report raises a number of options in the context of competition in the mortgage market that,
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-08/housing-finance.html
Summary of Key Themes | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
The growth of the RMBS market and entry of mortgage originators led to strong competition in mortgage markets in the mid-to-late 1990s. ... Regulatory measures, such as higher capital requirements for the major banks, higher risk-weights on mortgage
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/summary-of-key-themes.html
Notes on Bank Fees on Small Businesses – November 1999 | Bank Fees and Margins | Submissions
25 Nov 1999
Submissions
Notes on Bank Fees on Small Businesses – November 1999
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/
Appendix 2: Compilation Methods | International Comparisons of Bank Margins – August 1994 | Bank Fees and Margins | Submissions
1 Aug 1994
Submissions
The non-bank subsidiaries include securities dealers, trusts and mortgage loan companies, and insurance companies. ... While precise information on the size of the non-bank subsidiaries is not available, mortgage loan companies, which have traditionally
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/appendix-2.html