Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
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Box C: Lenders Mortgage Insurance
10 Sep 2013
FSR
– September 2013
As insuring riskier mortgages is the primary business of LMIs, they may take a longer-term view of mortgage risk than some (marginal) lenders. ... In addition, if mortgage insurance is subsidised and therefore under-priced, it could distort lending
https://www.rba.gov.au/publications/fsr/2013/sep/box-c.html
Box B: Households' Mortgage Prepayment Buffers
10 Sep 2012
FSR
– September 2012
In Australia, households often choose to pay down their mortgage more quickly than required. ... The bulk of households that are not ahead of schedule on their mortgage are not in financial stress; roughly half of indebted households are paying their
https://www.rba.gov.au/publications/fsr/2012/sep/box-b.html
Box C: The Regulatory Capital Framework for Residential Mortgages
20 Oct 2015
FSR
– October 2015
Financial Stability Review – October 2015 Box C: The Regulatory Capital Framework for Residential Mortgages. ... The increase in IRB mortgage risk weights in Australia is an interim measure.
https://www.rba.gov.au/publications/fsr/2015/oct/box-c.html
Articles
30 Oct 2023
FSR
A number of articles on topics of special interest are published in the Financial Stabiilty Review. These articles can be read as stand-alone documents or within the relevant Financial Stability Review.
https://www.rba.gov.au/publications/fsr/articles/
Resilience of the Australian Financial System
6 Oct 2023
FSR
– October 2023
Resilience of the Australian Financial System | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/australian-financial-system.html
Box D: Non-bank Lending for Property
12 Apr 2019
FSR
– April 2019
Residential mortgage lending by non-banks is estimated to have been growing much faster than the rate of banks' mortgage lending. ... The main constraints to a more rapid expansion of non-bank mortgage lending stem from their funding.
https://www.rba.gov.au/publications/fsr/2019/apr/box-d.html
In Brief: Financial Stability Review – October 2023
6 Oct 2023
FSR
This issue of our Financial Stability Review assesses the current condition of the financial system and potential risks to financial stability.
https://www.rba.gov.au/publications/fsr/2023/oct/
In Brief: Financial Stability Review – March 2024
22 Mar 2024
FSR
This issue of our Financial Stability Review assesses the current condition of the financial system and potential risks to financial stability.
https://www.rba.gov.au/publications/fsr/2024/mar/
Household and Business Finances in Australia
6 Apr 2023
FSR
– April 2023
Household and Business Finances in Australia | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/household-business-finances.html
List of tables
10 Sep 2006
FSR
– September 2006
14.8. 7.7. 4.4. Total. 100.0. 8.4. 10.7. Source: RBA. Table 5: Average Mortgage Repayments on New Owner-occupier Mortgages. ... c) Principal and interest repayments on a 25-year mortgage with monthly repayments using the mortgage rate and average loan
https://www.rba.gov.au/publications/fsr/2006/sep/tables.html