Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
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2020
13 Jul 2022
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2020/
Commercial Property and Financial Stability – An International Perspective
10 Jun 2010
Bulletin
– June 2010
Default probabilities are arguably more cyclically sensitive for CRE loans than for residential mortgages. ... In most industrialised economies, residential mortgage lending generally takes the form of long-term amortising mortgages, as is appropriate to
https://www.rba.gov.au/publications/bulletin/2010/jun/4.html
Long-run Trends in Housing Price Growth
17 Sep 2015
Bulletin
– September 2015
This article examines the factors driving long-run trends in Australian housing price growth over the past three decades. During the 1980s, housing prices grew broadly in line with general price inflation in the economy. The period from the 1990s
https://www.rba.gov.au/publications/bulletin/2015/sep/3.html
How Have Australian Banks Responded to Tighter Capital and Liquidity Requirements?
15 Jun 2017
Bulletin
– June 2017
Australian banks have responded to tighter regulatory requirements for capital and liquidity over the past decade, which has strengthened their resilience to adverse shocks. While banks are now in a much better position to deal with these types of
https://www.rba.gov.au/publications/bulletin/2017/jun/5.html
September | 2020
17 Sep 2020
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2020/sep/
June | 2022
16 Jun 2022
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2022/jun/
September | 2017
15 Sep 2017
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2017/sep/
2017
6 Oct 2022
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2017/
Housing Turnover and First-home Buyers
10 Jun 2010
Bulletin
– June 2010
Graph 3. With regard to financing, household survey data suggest that around one-quarter of dwelling transactions do not involve a mortgage (Graph 4). ... In many cases this is likely to involve moving to a lower-valued property, further lessening the
https://www.rba.gov.au/publications/bulletin/2010/jun/1.html
The Reserve Bank's Collateral Framework
7 Dec 2017
Bulletin
– December 2017
The Reserve Bank, like other central banks, holds collateral to reduce the risk of financial loss in its domestic market operations. The Reserve Bank's collateral framework sets out how the diverse portfolio of collateral assets is managed and
https://www.rba.gov.au/publications/bulletin/2017/dec/2.html