Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
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Boxes
22 Mar 2024
FSR
A number of Boxes on topics of special interest are published in the Financial Stabiilty Review. These boxes can be read as stand-alone documents or within the relevant Financial Stability Review.
https://www.rba.gov.au/publications/fsr/boxes.html
RBAFOI-232408 - documents for release
28 Sep 2023
PDF
2341KB
Mortgage Stress
https://www.rba.gov.au/information/foi/disclosure-log/pdf/232408.pdf
RBAFOI-222366 - documents for release
19 Jul 2023
PDF
4678KB
Documents within the Bank's records mentioning the Australian Citizens Party, or Citizens Electoral Council or Australian Alert Service
https://www.rba.gov.au/information/foi/disclosure-log/pdf/222366.pdf
The Limits of Interest-only Lending
9 May 2018
Speech
PDF
326KB
While interest-only loans have a role to play in Australian mortgage finance, their valuehas limits. ... 8]. For example, Shapiro J and Greber J (2017), The Australian Financial Review, ‘Interest-only loans could be'Australia's sub-prime’, available
https://www.rba.gov.au/speeches/2018/pdf/sp-ag-2018-04-24.pdf
The Limits of Interest-only Lending
24 Apr 2018
Speech
Speech delivered by Christopher Kent, Assistant Governor, to the Housing Industry Association Breakfast, Sydney
https://www.rba.gov.au/speeches/2018/sp-ag-2018-04-24.html
Submission to the Financial System Inquiry March 2014
10 Nov 2017
Submissions
PDF
3041KB
Financial System Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/pdf/financial-system-inquiry-2014-03.pdf
Competition in the Financial System - September 2017
19 Sep 2017
Submissions
PDF
969KB
Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/pdf/submission-to-productivity-commission-september-2017.pdf
Recent Influences on the Competitive Environment | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector |…
6 Sep 2017
Submissions
It was used by a new class of mortgage lenders, known as mortgage originators, as well as smaller ADIs. ... As a result of the US sub-prime crisis, there was a reappraisal of the risks of investing in securitised products globally, and this also affected
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/recent-influences-on-the-competitive-environment.html
Reflections on the Financial Crisis
16 Mar 2014
Speech
Address delivered by Malcolm Edey, Assistant Governor (Financial System), to the CFO Summit 2014, Gold Coast
https://www.rba.gov.au/speeches/2014/sp-ag-160314.html