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RBA Glossary definition for SVR

SVR – Standard Variable Rate

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Domestic Financial Conditions

7 Feb 2020 SMP - February 2020 PDF 823KB
https://www.rba.gov.au/publications/smp/2020/feb/pdf/03-domestic-financial-conditions.pdf

Statement on Monetary Policy

7 Feb 2020 SMP - February 2020 PDF 5149KB
https://www.rba.gov.au/publications/smp/2020/feb/pdf/statement-on-monetary-policy-2020-02.pdf

Domestic Financial Conditions

6 Feb 2020 SMP – February 2020
Lenders lowered their standard variable rates (SVRs) by an average of 60 basis points following the reductions in the cash rate, which automatically flowed through to all variable-rate loans. ... equal). Graph 3.9. Graph 3.10. The fact that average
https://www.rba.gov.au/publications/smp/2020/feb/domestic-financial-conditions.html

Box C: Do Borrowers with Older Mortgages Pay Higher Interest Rates?

6 Feb 2020 SMP - February 2020 PDF 223KB
https://www.rba.gov.au/publications/smp/2020/feb/pdf/box-c-do-borrowers-with-older-mortgages-pay-higher-interest-rates.pdf

Box C: Do Borrowers with Older Mortgages Pay Higher Interest Rates?

6 Feb 2020 SMP – February 2020
Very few borrowers actually pay interest rates as high as the standard variable rates (SVRs) published by lenders. ... For instance, the major banks' ‘package’ mortgage interest rates for owner-occupier loans currently attract a discount of around
https://www.rba.gov.au/publications/smp/2020/feb/box-c-do-borrowers-with-older-mortgages-pay-higher-interest-rates.html

5 November 2019 | Minutes of the Monetary Policy Meeting of the Board

19 Nov 2019 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 5 November 2019
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2019/2019-11-05.html

Domestic Financial Conditions

8 Nov 2019 SMP – November 2019
Lenders decreased their SVRs for investor interest-only (IO) loans by more than for other types of housing loans. ... Graph 3.10. Table 3.1: The Cash Rate and SVRs. Basis points. Cash rate change.
https://www.rba.gov.au/publications/smp/2019/nov/domestic-financial-conditions.html

Box D: The Distribution of Variable Housing Interest Rates

8 Nov 2019 SMP – November 2019
Very few borrowers actually pay mortgage rates as high as the standard variable rate (SVR). ... The interest rates paid by most borrowers fall between the lowest advertised rate and the SVR.
https://www.rba.gov.au/publications/smp/2019/nov/box-d-the-distribution-of-variable-housing-interest-rates.html

Domestic Financial Conditions

7 Nov 2019 SMP - November 2019 PDF 866KB
https://www.rba.gov.au/publications/smp/2019/nov/pdf/03-domestic-financial-conditions.pdf

Box D: The Distribution of Variable Housing Interest Rates

7 Nov 2019 SMP - November 2019 PDF 223KB
https://www.rba.gov.au/publications/smp/2019/nov/pdf/box-d-the-distribution-of-variable-housing-interest-rates.pdf