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RBA Glossary definition for SVR

SVR – Standard Variable Rate

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March | 2018

15 Mar 2018 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2018/mar/

The Distribution of Mortgage Rates

15 Mar 2018 Bulletin – March 2018
Michelle Bergmann and Michael Tran
Graph 1. The actual interest rates paid by borrowers are typically discounted relative to SVRs. ... Dummy variables are included to capture any differences across institutions; for example, SVRs may vary across institution.
https://www.rba.gov.au/publications/bulletin/2018/mar/the-distribution-of-mortgage-rates.html

2018

11 Sep 2018 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2018/

Domestic Financial Conditions

8 Nov 2019 SMP – November 2019
Lenders decreased their SVRs for investor interest-only (IO) loans by more than for other types of housing loans. ... Graph 3.10. Table 3.1: The Cash Rate and SVRs. Basis points. Cash rate change.
https://www.rba.gov.au/publications/smp/2019/nov/domestic-financial-conditions.html

Domestic Financial Markets

27 Nov 2017 SMP – November 2017
Standard variable reference rates (SVR) on housing loans have been stable in recent months. ... This increase in outstanding housing interest rates is noticeably less than the increase in SVRs over that period.
https://www.rba.gov.au/publications/smp/2017/nov/domestic-financial-markets.html

Domestic Financial Conditions

27 Nov 2018 SMP – November 2018
In part, this reflects the fact that not all lenders increased their SVRs, while some of the SVR increases were not yet effective in September. ... Several smaller lenders that raised their SVRs in recent months also decreased their advertised variable
https://www.rba.gov.au/publications/smp/2018/nov/domestic-financial-conditions.html

Domestic Financial Conditions

10 Feb 2020 SMP - November 2018 PDF 2608KB
https://www.rba.gov.au/publications/smp/2018/nov/pdf/03-domestic-financial-conditions.pdf

Domestic Financial Conditions

10 May 2019 SMP – May 2019
Graph 3.8. Average housing interest rates are little changed from the levels seen in August 2018, despite increases in most lenders' standard variable rates (SVRs) of around 15 basis points ... The smaller rise in average rates actually paid relative to
https://www.rba.gov.au/publications/smp/2019/may/domestic-financial-conditions.html

The Distribution Of Mortgage Rates

17 Sep 2018 Bulletin - March 2018 PDF 431KB
https://www.rba.gov.au/publications/bulletin/2018/mar/pdf/the-distribution-of-mortgage-rates.pdf

Trends in the Funding and Lending Behaviour of Australian Banks

2 Feb 2015 RDP PDF 1090KB
Research Discussion Paper. Trends in the Funding and Lending Behaviour of Australian Banks. Chris Stewart, Benn Robertson and Alexandra Heath. RDP 2013-15. The Discussion Paper series is intended to make the results of the current economic research
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-15.pdf